1st Franklin Financial makes personal loans fast, easy, and friendly in Philadelphia, Mississippi.
We have many locations throughout the South and Southeast, including a Philadelphia branch to serve local families and individuals living here.
Our Philadelphia branch is located at 282 West Beacon Street. We are in a free-standing building, beside Family Choice Financial and White Realty.
Parking is available in front of our building, and we have wheelchair-accessible accommodations for our Philadelphia customers.
In our local branch, we assist people living in Philadelphia, Union, Noxapater, and De Kalb.
We loan up to $15,000 in our Philadelphia branch. We do not base our loans on credit scores alone but rather take multiple factors into account when making each loan decision.
If you complete your application and provide all supporting documentation by noon, we can likely get you the loan money you need the same day. We are pleased to offer same-day approvals for many of our Philadelphia loans. Please note that we close early on Wednesday afternoons at 1:30 PM.
It’s important to make timely payments each month to stick to your loan terms and build your credit. But if you must skip a payment, we can look into a deferment or renewal for you.
In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. You can learn more about our services and our company with 80+ years industry experience on our FAQ page.
Neshoba, Kemper, and Winston County residents know they can rely on 1st Franklin Financial when they face an unexpected emergency or need to handle bills that are piling up.
Please call or visit our Philadelphia branch to learn more about our loans or to provide your application information. You may also apply online today from the convenience of your home to get the loan you need.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Carthage, MS
1st Franklin Financial
Louisville, MS
1st Franklin Financial
Newton, MS
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
