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HomeMississippiCarthage1st Franklin Financial

Installment Loans in
Carthage, MS

Review Us
315 Hwy 16 E.
Carthage, MS 39051
(601) 267-5621
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Individuals and families living in and around Carthage, Mississippi use our personal loans for many different purposes. For example, you might come to 1st Franklin Financial in Carthage to get help paying for home improvements, holiday expenses, debt consolidation, or a big event coming up. 

Among our many locations throughout the Southeast is our Carthage branch, which is located at 315 Highway 16 East. We are in between H&R Block and Creekbank Laundry.

To accommodate our Carthage customers, we have wheelchair accessibility in the front of our office. Parking is available for your vehicle right out front, so you can conveniently park when you arrive to complete your loan paperwork or meet with our financial professionals to ask questions about our loans. 

If you live in Leake, Madison, or Scott counties, we can help you get the money you need quickly and affordably with predictable monthly payments, reasonable loan terms, and a fixed rate. Our loans are easy, fast, and friendly with no runaround and no hidden fees or surprises. 

In our local branch, we serve all of Carthage, Walnut Grove, Lena, Canton, Camden, Vaughn, Pickens, and Ludlow. If you need directions to our office or have questions about how personal loans work, please call our Carthage branch and we’ll be happy to walk you through the process from start to finish. 

If you’re ready to get the money you need with a Carthage loan, please apply online today. We also welcome you to visit us in person in our Carthage branch and work with one of our staff members to complete your application. 

In addition to our personal loans, we also assist customers with investments and retail financing. 

You can learn more about our company and services by visiting our FAQ page. To learn more about how a Carthage loan could help your financial situation, check out our customer testimonials.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Philadelphia, MS

13.77 Miles away
282 W. Beacon Street
Philadelphia, MS 39350
(601) 656-6804
Get Directions View Location

1st Franklin Financial
Kosciusko, MS

21.94 Miles away
120 Veterans Memorial Hwy
Kosciusko, MS 39090
(662) 289-8112
Get Directions View Location

1st Franklin Financial
Louisville, MS

28.59 Miles away
2579 N. Church Avenue
Louisville, MS 39339
(662) 773-4895
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.