1st Franklin Financial is pleased to have a local presence in many Mississippi communities, including Kosciusko. Our Kosciusko branch is one of our many locations throughout the region offering personal loans that are flexible, versatile, quick, and convenient.
Our Kosciusko branch is located at 120 Veterans Memorial Highway. We are right off one of the main highways in the area and in a small shopping complex. We’re next to AT&T, Subway, Allen’s Furniture, a check store, 1st Metropolitan Finance, 1st Heritage Finance and the Best Bud cannabis store.
When you arrive at our Kosciusko branch, feel free to park your vehicle in our parking lot.
Our local branch serves all of the following communities: Kosciusko, Ethel, Sallis, McAdams, French Camp, Durant, Lexington, Pickens, Tchula, Weir, West, and Vaiden.
Our Kosciusko-area customers often ask if we offer payday loans, title loans, or starter loans. We are a traditional installment loan lender offering short- and long-term personal loans with customized payment plans. You can pay your loan back in monthly installments and enjoy fixed rates that never change.
In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. You can learn more about our company, loans, and other financial services on our FAQ page.
If you live in the counties of Attala, Choctaw, Leake, Holmes, Winston, or Carroll, we are here to assist you when you need a financial boost.
You can apply online today to get the loan you need ASAP. We also welcome you to visit our Kosciusko branch in person to discuss your loan options. Our Kosciusko branch is staffed with friendly and knowledgeable loan professionals who can take your phone calls with questions or to provide application information.
We look forward to helping you make ends meet and achieve your financial goals in Kosciusko.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
