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HomeAlabamaTroy1st Franklin Financial

Installment Loans in
Troy, AL

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1113 US Hwy 231 S, Suite B
Troy, AL 36081
(334) 566-9866
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

When Alabamians need financial assistance to pay off unforeseen expenses and big bills, they turn to 1st Franklin Financial. We’ve been proudly serving citizens across the state of Alabama for decades, and our branch in Troy is ready to serve those who live in Pike, Bullock, Montgomery, and Crenshaw counties. The Troy branch is located at 1113 U.S. 231, Suite B, in a shopping center with Palm Beach Tan, next to Sherwin-Williams.  Across the street is Taco Bell, Verizon, and Church’s Texas Chicken. There’s ample parking and wheelchair accessibility at our Troy branch for your convenience.

Only a short ride from Luverne, Union Springs, Brundidge, Banks, Goshen, and Grady, 1st Franklin Financial in Troy can help you pay for unexpected repairs, medical bills, and even special events like weddings or vacations with our Loans for Living™ personal installment loans. Borrow up to $15,000 and get fast approvals and same-day funds (you can cash your loan check at your bank or at a local check-cashing business). Our personal installment loans also offer fixed interest rates so your payments are the same every month. Plus, when you make on-time monthly payments on your loan, you can build your credit.

When you’re ready to apply for a personal installment loan, fill out our convenient online application, or stop by our Troy branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to discuss your loan options–just make sure you have multiple forms of ID, proof of income, and proof of residence. You can also reach us at (334) 566-9866 if you have any questions.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Ozark, AL

4.16 Miles away
1696 U.S. Hwy 231, Suite A
Ozark, AL 36360
(334) 774-7011
Get Directions View Location

1st Franklin Financial
Enterprise, AL

14.17 Miles away
1109 Boll Weevil Circle, Suite 4
Enterprise, AL 36330
(334) 347-5795
Get Directions View Location

1st Franklin Financial
Dothan, AL

22.63 Miles away
2940 Ross Clark Circle
Dothan, AL 36301
(334) 794-1178
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.