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HomeAlabamaOzark1st Franklin Financial

Installment Loans in
Ozark, AL

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1696 U.S. Hwy 231, Suite A
Ozark, AL 36360
(334) 774-7011
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

When life happens and you run into unforeseen expenses or costly bills, it’s important to know there is somewhere you can turn for help–1st Franklin Financial in Ozark. For decades, we’ve been providing Alabamians across the state with financial assistance when they need it most. Our Ozark branch, one of 48 in Alabama, is located at 1696 U.S. Highway 231, Suite A–a convenient location for residents of Dale, Houston, Pike, Coffee, and Barbour counties. You’ll find us in a small shopping center with an AT&T Store, next to Applebee’s and just down the road from Wendy’s, Taco Bell, and Zaxbys. For your convenience, there’s plenty of parking and wheelchair accessibility at our Ozark location.

If you live in Ozark, Newton, Midland City, Brundidge, Ariton, Skipperville, Daleville, or Pinckard, financial help is right around the corner at 1st Franklin Financial in Ozark. We offer financial solutions to help you cover overwhelming medical bills, unexpected repairs, and even fun occasions like weddings or vacations. Our Loans for Living™ personal installment loans can quickly get you up to $15,000 thanks to fast approvals and, in most cases, same-day funds (you can cash your check at your bank or at a local check-cashing business). Plus, with fixed interest rates, you won’t find any surprises when you pay off your loan each month. Another benefit–when you make those monthly payments on time, you can build up your credit and improve your overall financial situation.

Once you’re ready to apply for a personal installment loan, simply fill out our convenient online application. Or stop by and see us in Ozark between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to work with a courteous loan expert. You can also give us a call at (334) 774-7011 with any questions you might have.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Troy, AL

4.16 Miles away
1113 US Hwy 231 S, Suite B
Troy, AL 36081
(334) 566-9866
Get Directions View Location

1st Franklin Financial
Enterprise, AL

15.16 Miles away
1109 Boll Weevil Circle, Suite 4
Enterprise, AL 36330
(334) 347-5795
Get Directions View Location

1st Franklin Financial
Dothan, AL

18.51 Miles away
2940 Ross Clark Circle
Dothan, AL 36301
(334) 794-1178
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.