For those living in Calhoun, Cleburne, Talladega, Randolph, and St. Clair counties who need financial help to pay for expensive bills and unexpected costs, 1st Franklin Financial in Oxford is here to assist you. 1st Franklin Financial has proudly served Alabamians for decades by providing practical financial solutions and personal installment loans. Our Oxford branch–one of nearly 50 in Alabama–is located at 1716 Hamric Drive East, Suite 5/6, in the Emerald Plaza shopping center with Always Summer Tanning Salon and Shaping Futures, next to Merle Norman Cosmetics Studio, and LT Nails, and just down from Center of Hope Super Thrift Store. Our Oxford location offers plenty of parking and wheelchair accessibility.
Residents of Oxford, Anniston, Munford, Alexandria, Heflin, Roanoke, Wedowee, Delta, Woodland, Eastaboga, Ohatchee, Piedmont, Jacksonville, Lincoln, Lineville, and Ashland don’t have to go far to visit 1st Franklin Financial in Oxford and find the financial assistance they need to cover expensive medical bills, surprise repair bills, or even weddings or vacations. With our Loans for Living™, you can receive a personal installment loan of up to $15,000 with fixed interest rates, quick approvals, and even same-day funds (you can cash your loan check at your bank or at a local check-cashing business). And when you make your loan payments on time each month, you can build up your credit.
If you’re ready to apply for a personal installment loan, fill out our convenient online application. Or come see us at our Oxford location between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to discuss your options with a friendly loan professional. You can also reach us at (256) 832-0450–we’re happy to answer your questions!
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
