When life throws you a curveball, 1st Franklin Financial in Pell City is here to help you knock it out of the park. Whether you’re facing expensive bills or saving for big occasions, 1st Franklin Financial stands ready to serve the residents of St. Clair, Shelby, and Talladega counties, just as we serve folks across the great state of Alabama with our 48 locations. Our branch in downtown Pell City is located at 1912 Cogswell Avenue, right next to Daily Bagel and Ron Partain’s World of Music. We’re also one block away from St. Clair County Courthouse and across the street from El Cazador Mexican Grill and Merle Norman Cosmetics. There is street parking along Cogswell Avenue as well as wheelchair accessibility for our guests.
Proudly serving the nearby communities of Pell City, Odenville, Ashville, Vincent, Alpine, and Harpersville, 1st Franklin Financial helps our neighbors by offering smart financial solutions like personal installment loans of up to $15,000. In fact, our Loans for Living™ can often get you the money you need for expensive repairs, costly medical expenses, and even vacations or weddings the same day as you apply. (You can cash your loan check at your bank or at a local check-cashing business.) Our personal installment loans also offer fixed interest rates, meaning you know exactly what amount you’re paying back each month. And when you make your payments on time each month, you can build your credit. All you need to apply is multiple forms of ID, proof of residence, and proof of income.
Once you’re ready to apply for a personal installment loan, you may fill out our convenient online application. Or visit us in Pell City to have a friendly loan professional walk you through the loan process–remember to bring your documents! We’re here from 8:30 am to 5:30 pm on Monday, Tuesday, Thursday, and Friday, and from 8:30 pm to 1:30 pm on Wednesday. Please feel free to call us at (205) 338-4433 as well if you have any questions.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Moody, AL
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Trussville, AL
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
