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HomeAlabamaMoody1st Franklin Financial

Installment Loans in
Moody, AL

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1017 Crossroads Plaza Drive
Moody, AL 35004
(205) 640-7551
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

If you live in St. Clair, Jefferson, Talladega, or Shelby County, and you’re in need of financial assistance, 1st Franklin Financial in Moody is ready to help. Serving Alabamians for decades, 1st Franklin Financial offers financial solutions such as personal installment loans to help people cover unexpected bills and expenses. Our Moody branch is here to help when you need it most. We’re located at 1017 Crossroads Plaza Drive, just off Moody Parkway, in the shopping center with Domino’s Pizza, Family Dollar, and Fresh Value grocery store. O’Reilly Auto Parts is across the street from us as well. At our Moody branch, you’ll find plenty of parking and wheelchair accessibility for our guests’ convenience.

At 1st Franklin Financial in Moody, we gladly welcome visitors from Moody, Odenville, Springville, Margaret, Pell City, Sterrett, Leeds, Ashville, Irondale, Chelsea, Argo, and Riverside who need a little bit of assistance to pay for costly repairs, unexpected medical bills, and even special events like weddings or vacations. Our Loans for Living™ personal installment loans provide borrowers up to $15,000 to cover their expenses, with fast approvals and same-day funds among the many benefits of our loans (you can cash your loan check at your bank or at a local check-cashing business). Not only do you get the money you need quickly, but our personal installment loans also offer fixed interest rates so you’re locked into the same payment each month–no surprises. And when you make your loan payments on time each month, you can build your credit and improve your overall financial situation.

When you’re ready to apply for a personal installment loan, you may fill out our online application. Or stop in to see us in Moody between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to discuss loan options with one of our professionals–just make sure you have multiple forms of ID, proof of income, and proof of residence. You can also reach us at (205) 640-7551 with any questions you may have.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Trussville, AL

7.17 Miles away
445 Main Street, Suite 113 & 117
Trussville, AL 35173
(205) 508-2250
Get Directions View Location

1st Franklin Financial
Pell City, AL

12.12 Miles away
1912 Cogswell Ave
Pell City, AL 35125
(205) 338-4433
Get Directions View Location

1st Franklin Financial
Adamsville, AL

24.49 Miles away
2476 Palomino Lane
Adamsville, AL 35005
(205) 798-0250
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.