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HomeAlabamaFort Payne1st Franklin Financial

Installment Loans in
Fort Payne, AL

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1200 Dekalb Plaza Blvd., SW
Fort Payne, AL 35967
(256) 845-5500
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

1200 Dekalb Plaza Blvd.

If you reside in Dekalb, Cherokee, or Jackson counties, and you need assistance with costly expenses, 1st Franklin Financial in Fort Payne is ready to help! As one of 48 branches across Alabama, 1st Franklin Financial in Fort Payne provides financial relief to help the good people of our community when they need it. Our Fort Payne branch is located at 1200 Dekalb Plaza Boulevard SW. You’ll find us in the shopping center with Harbor Freight, Pet Supplies Plus, United Grocery Outlet, Sherwin-Williams, New China restaurant, Dollar General, Papa John’s Pizza, Aaron’s Rent to Own, and Tractor Supply Co. There is plenty of parking available, as well as wheelchair accessibility for our guests.

When life happens and you’re facing unexpected medical bills, home repairs, or celebrating big events, you want to make sure your finances are covered. With 1st Franklin Financial’s Loans for Living™, you can take out a personal installment loan of up to $15,000, with fixed interest rates, quick approvals, and same-day access to funds (you can cash your loan check at your bank or at a local check-cashing business). 1st Franklin Financial in Fort Payne can help the residents of Rainsville, Shiloh, Sylvania, Valley Head, Mentone, Powell, Geraldine, Hammondville, Henegar, Ider, Collinsville, Crossville, Fyffe, and Fort Payne with smart financial solutions that can even improve their credit through on-time monthly loan payments.

Ready to look at your options? If our personal installment loans sound like a perfect fit for you, fill out our application online. Or drop by the Fort Payne branch to chat with a friendly loan expert–make sure to bring multiple forms of ID, proof of income, and proof of residence. We’re here between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. We can also answer any questions you have when you call us at (256) 845-5500.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Scottsboro, AL

22.51 Miles away
24833 John T Reid Pkwy, Suite 3-B
Scottsboro, AL 35768
(256) 259-1997
Get Directions View Location

1st Franklin Financial
Albertville, AL

28.98 Miles away
428 N. Carlisle Street, Suite D
Albertville, AL 35950
(256) 894-6239
Get Directions View Location

1st Franklin Financial
Rome, GA

32.58 Miles away
610 Shorter Ave, Suite 8
Rome, GA 30165
(706) 291-4248
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.