For decades, Alabamians across the state have trusted 1st Franklin Financial when they needed financial assistance to cover unexpected bills and major expenses. One of 48 branches in Alabama, 1st Franklin Financial in Scottsboro is proud to serve the folks of Jackson, Marshall, and Dekalb counties. You can find our Scottsboro location at 24833 John T Reid Parkway, Suite 3-B, in the Walmart Supercenter shopping center, along with Subway, Sally Beauty, Ashley Furniture, GameStop, and Jackson Hewitt. Just across the parking lot are Verizon, Factory Connection, Shoe Dept., and the Hampton Inn & Suites. You’ll find ample parking and wheelchair accessibility at our Scottsboro location.
If you live in Scottsboro, Grant, Rainsville, Hollywood, Dutton, Guntersville, New Hope, Section, Stevenson, Ider, Flat Rock, Bridgeport, Bryant, Henager, or Sylvania, you’re just a short ride away from 1st Franklin Financial, where we provide personal installment loans to help you pay for unexpected repairs, costly medical bills, and even special occasions like weddings and vacations. With our Loans for Living™ personal installment loans, you can borrow as much as $15,000–quick loan approvals mean you could have your money that same day (you can cash your loan check at your bank or at a local check-cashing business). Plus, with fixed interest rates on our personal installment loans, there are no surprises–you know exactly how much you’re paying back each month. Bonus: when you make your payments on time every month, you can improve your credit!
When you’re ready to apply for a personal installment loan, you can fill out our convenient online application, or visit the Scottsboro branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with one of our loan professionals–just make sure you have multiple forms of ID, proof of income, and proof of residence. You can also call us at (256) 259-1997 for assistance.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Fort Payne, AL
1st Franklin Financial
Albertville, AL
1st Franklin Financial
Huntsville, AL
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
