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HomeAlabamaBessemer1st Franklin Financial

Installment Loans in
Bessemer, AL

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718 Academy Drive, Suite 108
Bessemer, AL 35022
(205) 426-0711
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Did you know that 1st Franklin Financial has been serving the Southeast for more than 80 years? The reason we’ve been around so long is because we’ve valued our customers and our communities since day one. This holds especially true in Bessemer and the nearby towns of Hueytown, Pleasant Grove, Birmingham, Woodstock, West Blocton, Midfield, Fairfield, Helena, Brookwood, Vance, Adger, Concord, and Oak Grove. 1st Franklin Financial in Bessemer is here to provide financial solutions to the residents of these great towns. We’re conveniently located at 718 Academy Drive, Suite 108, with easy access from I-20, I-59, and Route 11. You can find us in a strip mall next to Cato Fashions, Dollar Tree, ALDI, DTLR Shoes, and Amp Fitness.

When the folks of Jefferson, Shelby, Tuscaloosa, and Bibb counties need money to help them cover costly expenses like home repairs, medical bills, vacations, and big events, 1st Franklin Financial in Bessemer is ready to assist. Our personal installment loans, which we call Loans for Living™, offer simple and straightforward terms with fixed interest rates, fast loan approvals, and quick access to their money–without any surprises or hidden fees. Our personal installment loan amounts go as high as $15,000 and can actually help build your credit when you make on-time monthly payments. Once you’ve received your loan check, you can cash it at your bank or at a local check-cashing business.

If a personal installment loan from 1st Franklin Financial sounds right for you, apply for your loan online or stop by and visit us at our Bessemer branch–just remember to bring multiple forms of ID, proof of residence, and proof of income. Our friendly loan experts are standing by, ready to help you secure a loan that’s right for your situation. The Bessemer location is open from 8:30 am to 5:30 pm on Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. And don’t hesitate to call us at (205) 426-0711 with any questions you may have.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Pelham, AL

12.05 Miles away
2631 Pelham Parkway
Pelham, AL 35124
(205) 621-5846
Get Directions View Location

1st Franklin Financial
Adamsville, AL

16.04 Miles away
2476 Palomino Lane
Adamsville, AL 35005
(205) 798-0250
Get Directions View Location

1st Franklin Financial
Trussville, AL

28.30 Miles away
445 Main Street, Suite 113 & 117
Trussville, AL 35173
(205) 508-2250
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.