Life can often be expensive, whether you’re paying for necessities like bills or saving for fun events and celebrations. At 1st Franklin Financial in Pelham, we’re here to help the residents of Shelby and Jefferson counties cover those expenses. In fact, we’re in the business of helping folks across the state of Alabama. Our branch in Pelham is one of nearly 50 in this great state, and you can find us at 2631 Pelham Parkway in a small strip center. Our neighbors in the shopping center include Merle Norman Cosmetic Studio, Line-X, Oak Mountain Hobbies & Toys, Gifted, and The Prickly Pear. There’s plenty of parking as well as wheelchair accessibility for the convenience of our guests.
For residents of Alabaster, Montevallo, Hoover, Columbiana, Calera, and Pelham, 1st Franklin Financial is just a short drive from home. And we’re ready to help our neighbors by offering them smart financial solutions like personal installment loans. Our Loans for Living™ provide borrowers with up to $15,000–often on the same day they apply–as well as fixed interest rates and fast approval times. (You can cash your check at your bank or at a local check-cashing business.) These personal installment loans are an ideal way to pay off costly repairs, emergency medical expenses, and even vacations or weddings. All you need to apply is multiple forms of ID, proof of residence, and proof of income.
If you’re ready to apply for a personal installment loan, fill out our convenient online application. Or come by and see us at our Pelham location to have a professional loan expert help you through the loan process–don’t forget to bring your documents! We’re open from 8:30 am to 5:30 pm on Monday, Tuesday, Thursday, and Friday, and from 8:30 pm to 1:30 pm on Wednesday. If you have any questions, don’t hesitate to call us at (205) 621-5846.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
