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HomeAlabamaAdamsville1st Franklin Financial

Installment Loans in
Adamsville, AL

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2476 Palomino Lane
Adamsville, AL 35005
(205) 798-0250
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

2476 Palomino Lane

For more than 80 years, 1st Franklin Financial has been providing financial solutions and helping people across the Southeast secure the money they need. Our Adamsville branch, proudly serving Jefferson, Walker, Shelby, St. Clair, and Cullman counties, is located at 2476 Palomino Lane, just off Arnett Street and Highway 78. You’ll find 1st Franklin Financial in the shopping center near Papa John’s Pizza, ABC Select Spirits, Maravilla’s Mexican Grill, and Dollar General. Our Adamsville branch offers parking and wheelchair accessibility for your convenience.

Serving the towns of Adamsville, Forestdale, Gardendale, Fultondale, Warrior, Brookside, Dora, Sumiton, Mulga, Maytown, Graysville, Morris, Kimberly, West Jefferson, Sylvan Springs, Quinton, Docena, and Shady Grove, 1st Franklin Financial takes pride in helping our communities and fellow Alabamians. In fact, we have 48 branches across the great state of Alabama. We put people first and are there when you need us in the event of unexpected bills and even special events or occasions. With personal installment loans up to $15,000, fixed interest rates, fast loan approvals, and same-day funds, 1st Franklin Financial’s Loans for Living™ can help you pay for costly medical expenses, home repairs, weddings, and vacations. And by making on-time monthly payments, you can improve your credit and get back on track. (Once you receive your loan check, you can cash it at your bank or at a local check-cashing business.)

The folks of Jefferson, Walker, Shelby, St. Clair, and Cullman counties are the backbone of our community, and 1st Franklin Financial is here to support you and your financial needs. If you’re ready to apply for a personal installment loan, you can do so online. Or stop by and visit our Adamsville branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays. Just make sure to bring multiple forms of ID, proof of residence, and proof of income. You can also reach us at (205) 798-0250. We look forward to working with you.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Bessemer, AL

16.04 Miles away
718 Academy Drive, Suite 108
Bessemer, AL 35022
(205) 426-0711
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1st Franklin Financial
Trussville, AL

17.64 Miles away
445 Main Street, Suite 113 & 117
Trussville, AL 35173
(205) 508-2250
Get Directions View Location

1st Franklin Financial
Pelham, AL

19.55 Miles away
2631 Pelham Parkway
Pelham, AL 35124
(205) 621-5846
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.