1st Franklin Financial
Temple

1st Franklin Financial Temple

4.3 out of 5.0full starfull starfull starfull starhalf star
6 Reviews
4.3 out of 5.0full starfull starfull starfull starhalf star
6 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
4311 S 31st Street
Suite 110
Temple, TX 76502
US
(254) 774-9087(254) 774-9087
Serving Temple since 2021!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Meet the Friendly Franklin Folks.
We’re new to Texas, but that doesn’t mean we’re new to helping people get the cash they need. We know unexpected expenses happen and 1st Franklin is ready to help with a smile. When you find yourself in need of financial help we offer personal loans with flexible terms to fit any budget so you can get back to what really matters – living your life.
  • Fixed payments, fixed rates
  • Loans up to $15,000*
  • Same-day approvals**
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Ashley Home Store - Copperas Cove
(254) 238-8707
See Offers
Ashley Home Store - Imperial Drive Killeen
(254) 690-8721
See Offers
Ashley Home Store - WS Young Drive Killeen
(254) 634-5900
See Offers

Recent Reviews

4.3 out of 5.0full starfull starfull starfull starhalf star
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5 out of 5full starfull starfull starfull starfull star
Nov 7, 2022
Ms Lynette is the definition of customer service always polite and knows what she is doing!!
Tanya
5 out of 5full starfull starfull starfull starfull star
Oct 1, 2022
Ms. Lynette and Mr. Rudy are excellent representatives of 1st Franklin. This organization should be proud to have them working, managing, and caring for their customers!
Rachel B
5 out of 5full starfull starfull starfull starfull star
Sep 23, 2022
Great customer service so helpful and very honest
Tamara G.
5 out of 5full starfull starfull starfull starfull star
Mar 9, 2022
Ms Lynette, Ms Bethany,and Mr Rudy provided myself and my family immediate assistance in our time of need. The process was easy and the Staff was friendly understanding, and professional. I highly recommend this company. I will be a returning customer. Thank you First Franklin!
N.Williams
1 out of 5full starempty starempty starempty starempty star
Dec 10, 2021
They were great at the start I never missed a payment until now I have been harassed by phone multiple times am on maternity leave they have call my references after I have already spoken to them very unprofessional
Arlena L
We would like to apologize for your negative experience at our Temple office. We’d like to hear more about your situation to see if we can make things right. If you wouldn’t mind giving our Quality Assurance Department a call at 1-800-700-7943, we’d love to speak with you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Nov 24, 2021
I love this place Lynette and the other staff are awesome
Charlene T
We love having you as a customer, Charlene!
Response from 1st Franklin Financial