1st Franklin Financial
Winchester

1st Franklin Financial Winchester

4.9 out of 5.0full starfull starfull starfull starfull star
27 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
27 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2619 Decherd Boulevard
Winchester, TN 37398
US
(931) 967-1466(931) 967-1466
Serving Winchester since 2013!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Pioneer Equipment Co Inc
(931) 967-2219
See Offers
Backstage Pawn & Gun, LLC
(931) 308-2967
See Offers
Swann Equipment Company LLC
(931) 962-8897
See Offers
Teddy's Lawn Mower Sales and Services
(931) 967-1392
See Offers
Penner Trading
(931) 361-1122
See Offers
Factory Furniture Company
(931) 649-5461
See Offers
Clark's Home Solutions LLC
(931) 962-8859
See Offers
Diamonds for You
(931) 967-4028
See Offers
Xtreme RZR Performance
(931) 307-9348
See Offers

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Sep 24, 2022
Excellent customer service, awesome ladies.
Burandy E
5 out of 5full starfull starfull starfull starfull star
Sep 23, 2022
Awesome customer service. It is like dealing with family. Highly recommend.
Carl M
5 out of 5full starfull starfull starfull starfull star
Nov 15, 2021
Good
Sherry
Thank you for leaving a review for our Winchester office, Sherry!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 16, 2020
The staff cares about your needs.
Jeffrey R.
5 out of 5full starfull starfull starfull starfull star
Mar 10, 2020
Awesome employees, great attitudes. They have the right people in the office.
Derek Y.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
If you need a loan, this is the best place to get it. An excellent service.
Helson R.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Friendly people too Easy to do buisness with
Jacqueline S.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great local business with wonderful employees
Julie D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very friendly and always helpful
Heather O.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Extremely friendly and easy to work with.
Steven M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
They have been exceptional to to business with
Paul M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Always the best customer service when I contact my local office.
Lori A.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Friendly staff and great service.
Steven M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Service!
Carolyn M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great staff.
Danny B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They are very business like in answering the phone..they answer all your questions.
Vicki S.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly helpful staff
Faith M.
4 out of 5full starfull starfull starfull starempty star
Mar 3, 2020
Great service
Billy T.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Yes
Anna G.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great, no problems
Brandy T.