Branch Locations
1st Franklin Financial
Smyrna
Smyrna
1st Franklin Financial Smyrna
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
641 President Place
Smyrna, TN 37167
US
(615) 462-9000(615) 462-9000
Hours:
Please call our Columbia office at (931) 490-9252 for any of your loan servicing needs or click on the Account Login button for online services.
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(7 Reviews)5.0 out of 5.0
March 4, 2020
Customer service is excellent. People are friendly and courteous.
Freddie T.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 3, 2020
Excellent customer service and very helpful representatives.
Antonio W.
Response from 1st Franklin Financial
March 3, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
March 3, 2020
Every since day one,1st Franklin Financial has been so polite and back by their word.
Rodney B.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 12, 2019
Great customer service, Katrina took the time to explain everything which made the process easy to understand and made me feel comfortable. I would recommend 1st Franklin in Smyrna, Tn if asked.
Idella P.
Response from 1st Franklin Financial
September 12, 2019
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile. Thank you for sharing your experience with us!
5.0 out of 5.0
September 12, 2019
Fast friendly customer service
Johnny O.
Response from 1st Franklin Financial
September 12, 2019
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
September 4, 2019
Very friendly and professional
Mary H.
Response from 1st Franklin Financial
September 4, 2019
We are happy that you found our Smyrna staff to be friendly and professional!
5.0 out of 5.0
September 4, 2019
Excellent service
Johnnie S.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your review!
Displaying 1 out of 7 reviews