UPDATE Monday Nov 21 at 11:00 am: 1st Franklin is experiencing technical issues that impact our ability to receive phone calls or process loan applications. We are working diligently to address the outage. Branches are open regular business hours to take cash or check payments.

1st Franklin Financial
Murfreesboro

1st Franklin Financial Murfreesboro

4.9 out of 5.0

38 Reviews

Leave a Review

4.9 out of 5.0

38 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

220 Veterans Parkway

Suite K

Murfreesboro

TN 37128

(615) 904-1719(615) 904-1719

Serving Murfreesboro since 2016!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Concert Musical Supply

(615) 896-6518

See Offers

Hooper Power Equipment

(615) 225-5015

See Offers

Triune Trailer

(615) 347-4629

See Offers

Trimlight Nashville

(615) 669-4445

See Offers

AB Powersports

(615) 203-6347

See Offers

Recent Reviews

4.9 out of 5.0

1 Star

2 Star

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5 Star

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5 out of 5

Oct 14, 2022

Ashly was amazing!!!

Joye Henry

5 out of 5

Oct 7, 2022

Went to Murfreesboro office today, spoke to Mike and worked with Nancy! Great experience! Very nice people that make you feel more than someone needing $$.

Judy M

5 out of 5

Oct 7, 2022

Ms. Nancy made me comfortable when explaining the paperwork!! Very nice

Rebecca C

5 out of 5

Sep 30, 2022

Nancy and Mike are great! You should definitely go by and apply for a loan when you need it. They are honest and good people.

April S.

5 out of 5

Sep 29, 2022

Miss Nancy and mike are awesome people to work with at the Murfreesboro office!

Jimmy yealock

5 out of 5

Sep 20, 2022

Amazing Customer service. Very friendly and professional.

Christopher W.

5 out of 5

Sep 1, 2022

Nancy was so helpful and nice they came through again for the win😊

Tamra G

5 out of 5

Aug 23, 2022

Always great customer service! True professionals.

David Mills

5 out of 5

Aug 11, 2022

This office did a great job helping me get the money I needed.

Maria A

5 out of 5

Aug 8, 2022

Great service and able to help us tremendously

Carolyn T

5 out of 5

Jul 29, 2022

Very personable service. I would recommend. Nancy worked with us and we were very satisfied.

Jackie P

5 out of 5

Jul 25, 2022

This is such a great place! I have a low credit score and no credit. But Mike Wallace managed to get my loan approved! He did a very good job! I would highly recommend this place to everyone!

Deborah B.

5 out of 5

Jun 25, 2022

Ashley was great!

Gloria S

4 out of 5

Mar 10, 2022

I have been making payments online no problems for the past several months on this evening 03/10/22 says not authorized for some reason. I should not have to pay a late fee please call me @ 731-426-2695

Johnnie Scott

5 out of 5

Feb 24, 2022

Excellent Customer Service from the phone to In person very Professional

Donna R

5 out of 5

Jan 21, 2022

A team that is really for you was extremely informative and kind felt like family

Moses C

We are happy to have the opportunity to serve you, Moses!

Response from 1st Franklin Financial

3 out of 5

Jan 14, 2021

Buyer beware! Great company to work with however. I paid my loan off very early. When I checked my credit it said . CLOSED! Not paid but CLOSED. That happens according to the gentleman I talked to at this branch when you are late. So you get penalized for paying off early. Paid all there fees and asked for pay off that was 3 100 and some change. I was thinking I would be in good standards. The gentleman told me that I should have waited a month so I would show current than pay it off. Now I get penalized for not wanting a month. No one told me that when I handed them over 3 thousand dollars caah!!!

Paul Johbson

Please know that your feedback is important to us, Paul. If you would like to discuss this matter with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943. Representatives are available Monday through Friday, 8:30am to 5:00pm EST.

Response from 1st Franklin Financial

5 out of 5

Jul 10, 2020

I appreciate the hardwork and dedication that 1st Franklin Finance company puts in to go above and beyond for there customers. I have no complaints Everytime l needed them they were always there to help me with my family emergencies. Hats off to 1st Franklin Finance team.On a scale of 1 to 10 they definitely would get the 10 and a whole lot more.Thanks for everything you all done for me.

Angelia T.

Hi, Angelia! It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience.

Response from 1st Franklin Financial

5 out of 5

Jun 3, 2020

I so appreciate your representative Nancy Wilkerson at 220 Veterans Pkwy in Murfreesboro, TN. Nancy was very helpful and professional. I have had only great experiences with 1st Franklin Financial. Thank you so much Nancy for your help and kindness. Did I say how fast they were also. Good job.

Angela B.

We appreciate the trust you have placed in us to assist you with your financial needs, Angela!

Response from 1st Franklin Financial

5 out of 5

May 15, 2020

The people at 1st Franklin Financial truly care about their clientele’s. I would not hesitate to use them again or suggest them to my family and friends.

Carolyn B.

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