1st Franklin Financial
Lexington

1st Franklin Financial Lexington

5.0 out of 5.0full starfull starfull starfull starfull star
2 Reviews
5.0 out of 5.0full starfull starfull starfull starfull star
2 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
541 West Church Street
Lexington, TN 38351
US
(731) 249-0433(731) 249-0433
Serving Lexington since 2019!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
Arrow to expand section to show FAQ answer
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
Arrow to expand section to show FAQ answer
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Arrow to expand section to show FAQ answer
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
Arrow to expand section to show FAQ answer
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Hillside Small Engines
(731) 847-2007
See Offers
Mattress By Appointment
(731) 307-9842
See Offers
Danny Z's
(731) 249-5071
See Offers
Tom Miller Motorsports
(731) 986-0893
See Offers
Tenn Trailers
(731) 249-5235
See Offers
Feel Good Floors
(731) 967-0961
See Offers
Lexington Lawn and Implement LLC
(731) 968-4868
See Offers
Darrell Davis Roofing
(731) 968-0304
See Offers
Stanley and Company
(731) 614-1560
See Offers

Recent Reviews

5.0 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jun 7, 2022
I was having a horrible time trying to get financed for a Utility Vehicle. Not really on the credit side but,title,payment amounts and such. Jessica at the Lexington,Tn branch was absolutely outstanding. Super helpful and she helped me get into a Polaris Ranger. I would HIGHLY recommend 1st Franklin Financial,particularly the Lexington branch to everyone. Jessica treated me.like family and she has a forever friend now. CAN NOT be more satisfied with her service...
Johnothn W
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Good people
Harold R.
Thank you for your kind review of our Lexington staff!
Response from 1st Franklin Financial