1st Franklin Financial
1st Franklin Financial Lexington
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
541 West Church Street
, TN 38351
Serving Lexington since 2019!
|Day of the Week||Hours|
|Monday||8:30 AM - 5:30 PM|
|Tuesday||8:30 AM - 5:30 PM|
|Wednesday||8:30 AM - 1:30 PM|
|Thursday||8:30 AM - 5:30 PM|
|Friday||8:30 AM - 5:30 PM|
|Saturday||8:30 AM - 12:30 PM|
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
- Quick approvals
- Fixed payments, fixed rates
- Loans up to $15,000*
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
Apply anytime and we’ll start your loan process the next business day.Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.Learn More
If you need immediate assistance, call or visit a branch.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Hillside Small Engines
Mattress By Appointment
Tom Miller Motorsports
Feel Good Floors
Lexington Lawn and Implement LLC
Darrell Davis Roofing
Stanley and Company
Leave a Review
I was having a horrible time trying to get financed for a Utility Vehicle. Not really on the credit side but,title,payment amounts and such. Jessica at the Lexington,Tn branch was absolutely outstanding. Super helpful and she helped me get into a Polaris Ranger. I would HIGHLY recommend 1st Franklin Financial,particularly the Lexington branch to everyone. Jessica treated me.like family and she has a forever friend now. CAN NOT be more satisfied with her service...
5 out of 5
Jun 7, 2022
5 out of 5
Mar 5, 2020
Thank you for your kind review of our Lexington staff!
Response from 1st Franklin Financial