1st Franklin Financial
Lenoir City

1st Franklin Financial Lenoir City

4.8 out of 5.0full starfull starfull starfull starfull star
25 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
25 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
300 Market Drive
Suite 202
Lenoir City, TN 37771
US
(865) 986-8668(865) 986-8668
Serving Lenoir City since 2008!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Lanham Furniture and Appliance, LLC
(865) 986-2976
See Offers
Ag Pro LLC - Tennessee
(423) 284-8188
See Offers
Greer's Home Furnishings
(865) 458-2046
See Offers
Knoxville Powersports
(865) 500-3778
See Offers

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
1 Star
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5 out of 5full starfull starfull starfull starfull star
Nov 17, 2022
Fast and super friendly staff. Makes you feel like they knew you before I walked in the door and the process was short and easy. Thankful for everything they did for me
Rebekah D
5 out of 5full starfull starfull starfull starfull star
Aug 3, 2022
It was a great experience and the easiest one, too. Robin, Tori and all staff have been so helpful. Robin made my visit, after talking on the phone, so easy. She is one of the kindest, professional, and helpful people I know. Thank you for this opportunity, as starting over is hard. I will refer all my friends to 1stFranklin.
Kristy Mc
5 out of 5full starfull starfull starfull starfull star
Jul 15, 2022
Great customer service!! Never been in a more friendly environment. Openly honest and will answer any questions you have.
Ashley A
5 out of 5full starfull starfull starfull starfull star
Jun 23, 2021
Fantastic customer service. I felt like a part of the 1st Franklin Financial family. My 1st experience and it was a great one. Thanks to Tori and LeAnna..and others in the office. You're truly amazing.
Kristy Mc
We are so happy that we could assist you through your first loan experience with us! We hope to become one of your favorite companies to do business with.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 16, 2020
A savings and loan company with a ❤
Gene D
Hi, Gene! Thank you for taking the time to review our Lenoir City office!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 15, 2020
Fair Customer Service
Susan C.
Thank you for your feedback, Susan!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
In my 76 years I have never had such a friendly, honest, and professional relationship as the one I have with this office.
Gene D.
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great service great staff
John H.
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Friendly and knowledgeable staff. I recieved wonderful treatment any time I was there. Would definitely recommend to anyone needing a loan
Lashawna E.
We appreciate your review and your recommendation, Lashawna!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Super nice ladies that work there!
Briana B.
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Customer service is amazing, always so nice and thankful.
Jill C.
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 5, 2020
I loved 1st Franklin until I fell behind due to unforseen circumstances and they contacted my references advising them that my account was going to be turned over to legal if I didn't pay. I was shocked that they would release my information like that! There are laws protecting people from that type of abuse!
Jacquie S.
Thank you for bringing this situation to our attention. We’d love the opportunity to speak with you about this situation. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
They are always willing to help
Sandra D.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
A nice friendly staff. Always ready to assist you in any financial situation.
John P.
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
The branch in Lenoir City has very nice and friendly. They have helped me every time I've needed them, will recommend them to people I know.
Larry D.
We are so happy to have the opportunity to help you, Larry! Thank you for your recommendation.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Always kind and helpful
Tracy L.
Thank you for your kind words, Tracy!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
treat you like family
Michael H.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Good service
David M.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer Service, knows their customers by name.
Mary D.
Our goal is to make you a part of our family and make you feel welcome every single time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service. Extremely happy with your services.
Patricia S.
We look forward to serving you for many years to come.
Response from 1st Franklin Financial