Branch Locations
1st Franklin Financial
Lenoir City
Lenoir City
1st Franklin Financial Lenoir City
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
300 Market Drive
Suite 202
Lenoir City, TN 37771
US
(865) 986-8668(865) 986-8668
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(21 Reviews)5.0 out of 5.0
April 16, 2020
A savings and loan company with a ❤
Gene D
Response from 1st Franklin Financial
April 16, 2020
Hi, Gene! Thank you for taking the time to review our Lenoir City office!
3.0 out of 5.0
March 15, 2020
Fair Customer Service
Susan C.
Response from 1st Franklin Financial
March 15, 2020
Thank you for your feedback, Susan!
5.0 out of 5.0
March 8, 2020
In my 76 years I have never had such a friendly, honest, and professional relationship as the one I have with this office.
Gene D.
Response from 1st Franklin Financial
March 8, 2020
We hope to become one of your favorite companies to do business with. Do let us know what we need to do to earn your continued loyalty.
5.0 out of 5.0
March 6, 2020
Great service great staff
John H.
Response from 1st Franklin Financial
March 6, 2020
Our staff is constantly looking for ways to do all that we do in ways that delight every single customer that gives us a try.
5.0 out of 5.0
March 6, 2020
Friendly and knowledgeable staff. I recieved wonderful treatment any time I was there. Would definitely recommend to anyone needing a loan
Lashawna E.
Response from 1st Franklin Financial
March 6, 2020
We appreciate your review and your recommendation, Lashawna!
5.0 out of 5.0
March 5, 2020
Super nice ladies that work there!
Briana B.
Response from 1st Franklin Financial
March 5, 2020
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
5.0 out of 5.0
March 5, 2020
Customer service is amazing, always so nice and thankful.
Jill C.
Response from 1st Franklin Financial
March 5, 2020
It is our corporate goal to be the best in the industry and through our hard work, earn the loyalty and love of every single customer.
3.0 out of 5.0
March 5, 2020
I loved 1st Franklin until I fell behind due to unforseen circumstances and they contacted my references advising them that my account was going to be turned over to legal if I didn't pay. I was shocked that they would release my information like that! There are laws protecting people from that type of abuse!
Jacquie S.
Response from 1st Franklin Financial
March 5, 2020
Thank you for bringing this situation to our attention. We’d love the opportunity to speak with you about this situation. Please call our Quality Assurance Department at 1-800-700-7943 at your convenience.
5.0 out of 5.0
March 5, 2020
They are always willing to help
Sandra D.
Response from 1st Franklin Financial
March 5, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 5, 2020
A nice friendly staff. Always ready to assist you in any financial situation.
John P.
Response from 1st Franklin Financial
March 5, 2020
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
5.0 out of 5.0
March 5, 2020
The branch in Lenoir City has very nice and friendly. They have helped me every time I've needed them, will recommend them to people I know.
Larry D.
Response from 1st Franklin Financial
March 5, 2020
We are so happy to have the opportunity to help you, Larry! Thank you for your recommendation.
5.0 out of 5.0
March 4, 2020
Always kind and helpful
Tracy L.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your kind words, Tracy!
5.0 out of 5.0
March 4, 2020
treat you like family
Michael H.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 4, 2020
Good service
David M.
Response from 1st Franklin Financial
March 4, 2020
We are ever so grateful for your review!
5.0 out of 5.0
March 4, 2020
Great customer Service, knows their customers by name.
Mary D.
Response from 1st Franklin Financial
March 4, 2020
Our goal is to make you a part of our family and make you feel welcome every single time.
5.0 out of 5.0
March 4, 2020
Great customer service. Extremely happy with your services.
Patricia S.
Response from 1st Franklin Financial
March 4, 2020
We look forward to serving you for many years to come.
5.0 out of 5.0
March 4, 2020
Excellent
Elizabeth J.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your review!
5.0 out of 5.0
March 3, 2020
Great customer service. Straight forward company. Go out of their way to help!
Vanessa O.
Response from 1st Franklin Financial
March 3, 2020
Hi, Vanessa! We are so delighted you took the time to try us.
4.0 out of 5.0
March 3, 2020
The only reason I’m giving this a 4 and not a 5 is because after receiving my loan and reading the fine print , I found that I had “extra” things added to my loan that I did not ask for and was not told about upfront that added almost 700$ to my loan “motorist club”, “life insurance policy” which I don’t need because I didn’t ask for these and already have 2 through work” other then that this place is excellent. I always get approved and they can offer lower interest rates. The girls are always nice and easy to deal with!
April S.
Response from 1st Franklin Financial
March 3, 2020
We appreciate your review and your helpful feedback, April. We want all of our customers to feel comfortable with and knowledgeable of our loan process. If you would like to discuss your additional loan products, just give our Branch Manager a call, and she'll be happy to speak with you.
5.0 out of 5.0
September 12, 2019
Leanne and Robin are great they have always been very friendly and Leanne is the best. When you walk in she always has a smile on her face no matter how she is feeling. We feel like family when we come in. Thank you so much for having us a part of your family
Judy M.
Response from 1st Franklin Financial
September 12, 2019
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
Displaying 1 out of 20 reviews