1st Franklin Financial
Lebanon

1st Franklin Financial Lebanon

3.9 out of 5.0full starfull starfull starfull starempty star
15 Reviews
Leave a Review
3.9 out of 5.0full starfull starfull starfull starempty star
15 Reviews
Leave a Review
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
508 W. Main Street
Suite B
Lebanon, TN 37087
US
(615) 453-9415(615) 453-9415
Serving Lebanon since 2017!
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Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Cedar City Power Sports
(615) 547-4335
See Offers
Colgate's Affordable Auto Diesel Repair
(615) 547-4445
See Offers
DG Trailer Sales
(615) 489-2102
See Offers
Full Throttle Custom
(615) 449-8468
See Offers
Highway 12 Motorsports LLC
(615) 891-7850
See Offers
K2 Agriculture and Turf
(615) 547-6551
See Offers
Southeast Motorsports
(615) 784-4686
See Offers

Recent Reviews

3.9 out of 5.0full starfull starfull starfull starempty star
1 Star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Nov 11, 2021
Great customer service! Thank you so much 😊
Kacy Davenport
Thank you for trusting us with your financial needs, Kacey!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Oct 2, 2021
I'm very disappointed in your service, I'm a new member, and have a payment due today. Ive tried to use your pay by phone and it goes in circles and hangs up, pretty sad, also, I tried by internet, and it would not verify the acct. Number your office assigned, worst service ever trying to pay loan!! I will be paying off this loan, thank God, I get 5 days before it's late...I will bring in cash to payoff, and never do business with you again. In today's market there are several other places I can go, so I'm going with Republic Finance, at least there automated system works. I suggest you get that fixed, before you loose more customers!!! Yall deserve a 0!!
Donna B.
Thank you for your feedback, Donna. We have been trying to reach you. Our offices are closed on Saturdays, and we do not have an automated pay-by-phone option when the office is closed. Our online services was unable to verify your account number, because we have not been able to reach you to get a good email address. Please give us a call at 615-453-9415 at your earliest convenience.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Apr 1, 2021
The website is useless for paying on a loan. It never lets me in to pay ever.
Barbara B
We hate to see that you are having trouble making your payments online. Please give our office a call at 615-453-9415 and we'll be happy to take a look at your account.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 10, 2020
They are awsome girls very sweet.
Tina
Hi, Tina! Thank you for your kind review of our Lebanon staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
nice people and always very helpful
John C.
Thank you for your kind review of our Lebanon staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Friendly folks
Elvis F.
Friendly service is our commitment to you!
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 4, 2020
Rude employees
William K.
We are disappointed to see a negative review for our Lebanon office. If you'd like to discuss your review with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service always friendly and helpful
Robert S.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service and nice staff...
Troy S.
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Everyone is so respectful and knowledgeable. They call and check on you monthly.
Ashley W.
We believe the only way for us to deliver first class services and experiences is by knowing what our customers love best and that can only be achieved through feedback like yours.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
I love working with the ladies in the office. They are always in the best mood! Great customer service!
Erin P.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 3, 2020
Rude staff
William K.
We hate to see a negative review for our Lebanon office. We have shared your review with the team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 13, 2019
Great customer service!!
Jeanette R.
Thank you so much for taking a few moments to let us know how we are doing.
Response from 1st Franklin Financial
2 out of 5full starfull starempty starempty starempty star
Sep 5, 2019
I have a loan here and only have three payments left. I have never been late and constantly get letters saying I can borrow more but when I needed the help I was turned down. As soon as I pay my loan off and get my title back I will not be back. Other than that the lady's that work in the office are really sweet.
Alicia L.
We appreciate your feedback regarding your experience with our Lebanon office. I have shared your review with our team, and someone will be reaching out to you shortly.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 4, 2019
great customer service!
Carrie M.
Thank you, Carrie!
Response from 1st Franklin Financial
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