1st Franklin Financial
Lafayette

1st Franklin Financial Lafayette

4.5 out of 5.0full starfull starfull starfull starhalf star
24 Reviews
4.5 out of 5.0full starfull starfull starfull starhalf star
24 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
200 Highway 52 Bypass East
Suite E
Lafayette, TN 37083
US
(615) 688-4791(615) 688-4791
Serving Lafayette since 2017!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Webbtown Propane Co.
(615) 666-2550
See Offers
Trailer Mart
(931) 321-1499
See Offers
Macon Motorsports and Accessories, LLC
(615) 666-7433
See Offers

Recent Reviews

4.5 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
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Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jul 19, 2022
Love these ladies they are very sweet & friendly and go the extra mile to help . one day I had my son with me and he was running crazy one of the ladies helped me while the other 2 keep my son occupied . THEY ARE FANTASTIC !!!!!
Kristy M
5 out of 5full starfull starfull starfull starfull star
Jun 14, 2022
I love the ladies at 1st Franklin. They always welcome me with a smile.
Sara s
5 out of 5full starfull starfull starfull starfull star
Mar 23, 2022
I have a couple loans in town but this one is my favorite. These lady's make you feel like Family. Not just a customer. If you haven't been there go check them out . If anyone can help you they can 😁
John H
5 out of 5full starfull starfull starfull starfull star
Mar 23, 2022
They are the best super friendly & super sweet!!!! Go check them out.
Jenna A
5 out of 5full starfull starfull starfull starfull star
Mar 23, 2022
These Ladies are the best. They go above and beyond to help you. I can't say enough
Brittany D
5 out of 5full starfull starfull starfull starfull star
Mar 22, 2022
Great customer service! Very friendly!
John d
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2022
Great customer service! Very friendly!
James s
5 out of 5full starfull starfull starfull starfull star
Jan 31, 2022
Great customer service!
Sandra C
5 out of 5full starfull starfull starfull starfull star
Apr 5, 2021
Great people & fast service . Absolutely love
Char
Thank you for trusting us with your financial needs!
Response from 1st Franklin Financial
2 out of 5full starfull starempty starempty starempty star
Jul 6, 2020
Easy to get a loan! I have made every payment on the due date via bank draft. I haven't work in 5 months due to covid19 and just called to get 1 payment deferred and they say they can't deferre a payment but we can give you a 2nd loan.... lol... lol... on my bill it says during these challenging times we want you to know we are here for you... well thanks for being there lol I will not do any business with a bank that doesn't care about me!
Ernest H
Thank you for your feedback, Ernest. If you would like to speak to someone about your review, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great experience
Rafael S.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 4, 2020
Horrible 👎🏼👎🏼👎🏼
Julie G.
We are disappointed to see a negative review for our LaFayette office. Your feedback was shared with our team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Could never get on your web site to pay by loan off. You need to fix that even my husband could not do it either. But otherwise no other problems Rosalie OConnor
Rosalie O.
Thank you for your feedback, Rosalie. We are grateful to have you as a customer!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Customer Service!!
John P.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
2 out of 5full starfull starempty starempty starempty star
Mar 4, 2020
Really high interest, the people at my location are really sweet
Anna B.
Thank you for your feedback, Anna.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Customer Service
Rachel W.
Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
very nice and courteous service
Louis D.
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
There all good to me and friendly to do business with
Bobby S.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service and great people they will really work with you and try to help you meet your goals I’m never using anyone else
Charlie R.
We are glad to know your experience was positive. We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Service no problem 👍👍
John R.
We are looking forward to your next visit!
Response from 1st Franklin Financial