1st Franklin Financial
LaFayette
1st Franklin Financial LaFayette
4.3 out of 5.0full starfull starfull starfull starhalf star
16 Reviews
4.3 out of 5.0full starfull starfull starfull starhalf star
16 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
200 Highway 52 Bypass East
Suite E
LaFayette, TN 37083
US
(615) 688-4791(615) 688-4791
Serving LaFayette since 2017!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.3 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
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5 out of 5full starfull starfull starfull starfull star
Apr 5, 2021
Great people & fast service . Absolutely love
Char
Thank you for trusting us with your financial needs!
Response from 1st Franklin Financial
2 out of 5full starfull starempty starempty starempty star
Jul 6, 2020
Easy to get a loan! I have made every payment on the due date via bank draft. I haven't work in 5 months due to covid19 and just called to get 1 payment deferred and they say they can't deferre a payment but we can give you a 2nd loan.... lol... lol... on my bill it says during these challenging times we want you to know we are here for you... well thanks for being there lol I will not do any business with a bank that doesn't care about me!
Ernest H
Thank you for your feedback, Ernest. If you would like to speak to someone about your review, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great experience
Rafael S.
We will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Mar 4, 2020
Horrible 👎🏼👎🏼👎🏼
Julie G.
We are disappointed to see a negative review for our LaFayette office. Your feedback was shared with our team.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Could never get on your web site to pay by loan off. You need to fix that even my husband could not do it either. But otherwise no other problems Rosalie OConnor
Rosalie O.
Thank you for your feedback, Rosalie. We are grateful to have you as a customer!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Customer Service!!
John P.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
2 out of 5full starfull starempty starempty starempty star
Mar 4, 2020
Really high interest, the people at my location are really sweet
Anna B.
Thank you for your feedback, Anna.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Customer Service
Rachel W.
Do let us know what we need to do to earn your continued loyalty.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
very nice and courteous service
Louis D.
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
There all good to me and friendly to do business with
Bobby S.
We are hard at work to make our business the business of choice for those who appreciate service excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great service and great people they will really work with you and try to help you meet your goals I’m never using anyone else
Charlie R.
We are glad to know your experience was positive. We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great Service no problem 👍👍
John R.
We are looking forward to your next visit!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 3, 2020
good staff there
Derek E.
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 10, 2019
Friendly staff
Joseph B.
Thank you for your kind review of our LaFayette staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 9, 2019
Great customer service and nice people
Nicholas D.
Thank you for your kind review of our LaFayette staff!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 9, 2019
Always excellent customer service
Heather F.
We are happy to see that you are always provided with excellent customer service.
Response from 1st Franklin Financial