Branch Locations
1st Franklin Financial
LaFayette
LaFayette
1st Franklin Financial LaFayette
4.3 out of 5.0
4.3 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMClosed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
200 Highway 52 Bypass East
Suite E
LaFayette, TN 37083
US
(615) 688-4791(615) 688-4791
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | Closed |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.3 out of 5.0
(15 Reviews)2.0 out of 5.0
July 6, 2020
Easy to get a loan! I have made every payment on the due date via bank draft. I haven't work in 5 months due to covid19 and just called to get 1 payment deferred and they say they can't deferre a payment but we can give you a 2nd loan.... lol... lol... on my bill it says during these challenging times we want you to know we are here for you... well thanks for being there lol I will not do any business with a bank that doesn't care about me!
Ernest H
Response from 1st Franklin Financial
July 6, 2020
Thank you for your feedback, Ernest. If you would like to speak to someone about your review, our Quality Assurance Department would be happy to assist you. Please call them at 1-800-700-7943.
5.0 out of 5.0
March 5, 2020
Great experience
Rafael S.
Response from 1st Franklin Financial
March 5, 2020
We will always try our best to provide you with the best service possible.
1.0 out of 5.0
March 4, 2020
Horrible 👎🏼👎🏼👎🏼
Julie G.
Response from 1st Franklin Financial
March 4, 2020
We are disappointed to see a negative review for our LaFayette office. Your feedback was shared with our team.
5.0 out of 5.0
March 4, 2020
Could never get on your web site to pay by loan off. You need to fix that even my husband could not do it either. But otherwise no other problems Rosalie OConnor
Rosalie O.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your feedback, Rosalie. We are grateful to have you as a customer!
5.0 out of 5.0
March 4, 2020
Great Customer Service!!
John P.
Response from 1st Franklin Financial
March 4, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
2.0 out of 5.0
March 4, 2020
Really high interest, the people at my location are really sweet
Anna B.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your feedback, Anna.
5.0 out of 5.0
March 3, 2020
Great Customer Service
Rachel W.
Response from 1st Franklin Financial
March 3, 2020
Do let us know what we need to do to earn your continued loyalty.
5.0 out of 5.0
March 3, 2020
very nice and courteous service
Louis D.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your kind words and for giving us a high five for all that we do. It is truly nice to know that our efforts are paying off.
5.0 out of 5.0
March 3, 2020
There all good to me and friendly to do business with
Bobby S.
Response from 1st Franklin Financial
March 3, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0
March 3, 2020
Great service and great people they will really work with you and try to help you meet your goals I’m never using anyone else
Charlie R.
Response from 1st Franklin Financial
March 3, 2020
We are glad to know your experience was positive. We look forward to your next visit and will once again work hard to earn your endorsement.
5.0 out of 5.0
March 3, 2020
Great Service no problem 👍👍
John R.
Response from 1st Franklin Financial
March 3, 2020
We are looking forward to your next visit!
4.0 out of 5.0
March 3, 2020
good staff there
Derek E.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0
September 10, 2019
Friendly staff
Joseph B.
Response from 1st Franklin Financial
September 10, 2019
Thank you for your kind review of our LaFayette staff!
5.0 out of 5.0
September 9, 2019
Great customer service and nice people
Nicholas D.
Response from 1st Franklin Financial
September 9, 2019
Thank you for your kind review of our LaFayette staff!
5.0 out of 5.0
September 9, 2019
Always excellent customer service
Heather F.
Response from 1st Franklin Financial
September 9, 2019
We are happy to see that you are always provided with excellent customer service.
Displaying 1 out of 15 reviews