Branch Locations
1st Franklin Financial
Kingsport
Kingsport
1st Franklin Financial Kingsport
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1001 E. Stone Drive
Suite C
Kingsport, TN 37660
US
(423) 230-6482(423) 230-6482
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(18 Reviews)5.0 out of 5.0
March 8, 2020
The help I needed in a time that was crucial.
Nancy C.
Response from 1st Franklin Financial
March 8, 2020
We are so glad that we were able to help you, Nancy!
5.0 out of 5.0
March 5, 2020
Great service, friendly employees. very easy to do business with.
Lonnie H.
Response from 1st Franklin Financial
March 5, 2020
We are ever so grateful for your review!
5.0 out of 5.0
March 5, 2020
Nice courteous, very eager to help staff.
William S.
Response from 1st Franklin Financial
March 5, 2020
We look forward to serving you for many years to come.
5.0 out of 5.0
March 4, 2020
Excellent customer service
Peggy D.
Response from 1st Franklin Financial
March 4, 2020
We are so delighted you took the time to try us.
5.0 out of 5.0
March 4, 2020
Excellent customer service..They will work with you on getting a loan and do all they can to satisfy their customers. Thank you
Tammy C.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 4, 2020
Great customer service
Jamie C.
Response from 1st Franklin Financial
March 4, 2020
Know that we are here to serve you and will always try our best.
5.0 out of 5.0
March 4, 2020
Great people to work with
Patsy R.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 4, 2020
Friendly and helpful agents
Dessie R.
Response from 1st Franklin Financial
March 4, 2020
Thank you for giving us a try!
5.0 out of 5.0
March 4, 2020
Always easy to deal with and offering to help you in the future if you need them. Very courteous staff and easy to deal with. A good place to do business with.
William S.
Response from 1st Franklin Financial
March 4, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0
March 3, 2020
Everyone I have spoken with is super
Deloris B.
Response from 1st Franklin Financial
March 3, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0
March 3, 2020
Great representatives there they are friendly, helpful and pleasant to do business with.
Cheryl B.
Response from 1st Franklin Financial
March 3, 2020
It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience.
5.0 out of 5.0
March 3, 2020
Easy to work with and great customer service.
Carl H.
Response from 1st Franklin Financial
March 3, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0
March 3, 2020
Great customer service and friendly staff. Always there when I need them.
Lisa H.
Response from 1st Franklin Financial
March 3, 2020
Friendly service is our commitment to you, Lisa.
2.0 out of 5.0
March 3, 2020
I would not have gotten the loan if I had known that I could only pay via check. In this day and age, thats bad business.
Emily A.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your feedback, Emily. We hope to have the ability to accept debit cards as a from of payment in the future.
5.0 out of 5.0
September 9, 2019
Great customer service
Gloria L.
Response from 1st Franklin Financial
September 9, 2019
Hi, Gloria! Thank you for your review.
5.0 out of 5.0
September 9, 2019
Great place!
James W.
Response from 1st Franklin Financial
September 9, 2019
Thank you for reviewing our Kingsport office!
5.0 out of 5.0
September 9, 2019
the staff are always friendly and easy to talk to
Lonnie H.
Response from 1st Franklin Financial
September 9, 2019
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
September 9, 2019
Great customer service n friendly. Always willing to help. Go above n beyond to help
Lisa H.
Response from 1st Franklin Financial
September 9, 2019
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Displaying 1 out of 18 reviews