1st Franklin Financial
Kingsport
Kingsport
1st Franklin Financial Kingsport
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1001 E. Stone Drive
Suite C
Kingsport, TN 37660
US
(423) 230-6482(423) 230-6482
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0




January 29, 2021
The employees are great and go above and beyond to help their customers. Great customer service!!!!
Amanda S
Response from 1st Franklin Financial
January 29, 2021
Hi, Amanda! From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
5.0 out of 5.0




March 8, 2020
The help I needed in a time that was crucial.
Nancy C.
Response from 1st Franklin Financial
March 8, 2020
We are so glad that we were able to help you, Nancy!
5.0 out of 5.0




March 5, 2020
Great service, friendly employees. very easy to do business with.
Lonnie H.
Response from 1st Franklin Financial
March 5, 2020
We are ever so grateful for your review!
5.0 out of 5.0




March 5, 2020
Nice courteous, very eager to help staff.
William S.
Response from 1st Franklin Financial
March 5, 2020
We look forward to serving you for many years to come.
5.0 out of 5.0




March 4, 2020
Excellent customer service
Peggy D.
Response from 1st Franklin Financial
March 4, 2020
We are so delighted you took the time to try us.
5.0 out of 5.0




March 4, 2020
Excellent customer service..They will work with you on getting a loan and do all they can to satisfy their customers. Thank you
Tammy C.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0




March 4, 2020
Great customer service
Jamie C.
Response from 1st Franklin Financial
March 4, 2020
Know that we are here to serve you and will always try our best.
5.0 out of 5.0




March 4, 2020
Great people to work with
Patsy R.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0




March 4, 2020
Friendly and helpful agents
Dessie R.
Response from 1st Franklin Financial
March 4, 2020
Thank you for giving us a try!
5.0 out of 5.0




March 4, 2020
Always easy to deal with and offering to help you in the future if you need them. Very courteous staff and easy to deal with. A good place to do business with.
William S.
Response from 1st Franklin Financial
March 4, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
5.0 out of 5.0




March 3, 2020
Everyone I have spoken with is super
Deloris B.
Response from 1st Franklin Financial
March 3, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0




March 3, 2020
Great representatives there they are friendly, helpful and pleasant to do business with.
Cheryl B.
Response from 1st Franklin Financial
March 3, 2020
It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience.
5.0 out of 5.0




March 3, 2020
Easy to work with and great customer service.
Carl H.
Response from 1st Franklin Financial
March 3, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0




March 3, 2020
Great customer service and friendly staff. Always there when I need them.
Lisa H.
Response from 1st Franklin Financial
March 3, 2020
Friendly service is our commitment to you, Lisa.
2.0 out of 5.0




March 3, 2020
I would not have gotten the loan if I had known that I could only pay via check. In this day and age, thats bad business.
Emily A.
Response from 1st Franklin Financial
March 3, 2020
Thank you for your feedback, Emily. We hope to have the ability to accept debit cards as a from of payment in the future.
5.0 out of 5.0




September 9, 2019
Great customer service
Gloria L.
Response from 1st Franklin Financial
September 9, 2019
Hi, Gloria! Thank you for your review.
5.0 out of 5.0




September 9, 2019
Great place!
James W.
Response from 1st Franklin Financial
September 9, 2019
Thank you for reviewing our Kingsport office!
5.0 out of 5.0




September 9, 2019
the staff are always friendly and easy to talk to
Lonnie H.
Response from 1st Franklin Financial
September 9, 2019
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0




September 9, 2019
Great customer service n friendly. Always willing to help. Go above n beyond to help
Lisa H.
Response from 1st Franklin Financial
September 9, 2019
From the start we have made it our goal to hire individuals who are passionate about service and willing to go the extra mile.
Displaying 1 out of 19 reviews