Branch Locations
1st Franklin Financial
Hixson
Hixson
1st Franklin Financial Hixson
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
5864 Hwy 153
Suite 108
Hixson, TN 37343
US
(423) 877-3582(423) 877-3582
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0




May 1, 2020
Karen and the staff at the Hixson office are by far the best! It’s almost like visiting with family whenever you deal with them. Professional, friendly and will help in any possible way!
Lady W.
Response from 1st Franklin Financial
May 1, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0




March 5, 2020
Great Customer Service
Kenyetta B.
Response from 1st Franklin Financial
March 5, 2020
Thank you for reviewing our Hixson office!
5.0 out of 5.0




March 5, 2020
Always helpful for me
Cohen M.
Response from 1st Franklin Financial
March 5, 2020
We're happy to help you, Cohen!
5.0 out of 5.0




March 4, 2020
i really appreciate all your help.
Thank you so very much
Marie U.
Response from 1st Franklin Financial
March 4, 2020
Thank you for trusting us with your financial needs.
5.0 out of 5.0




March 4, 2020
Good people, good service always
Susan T.
Response from 1st Franklin Financial
March 4, 2020
Hi, Susan! We look forward to serving you in a future visit.
5.0 out of 5.0




March 4, 2020
Great customer service and easy to work with
Byron J.
Response from 1st Franklin Financial
March 4, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
5.0 out of 5.0




March 4, 2020
They are great people,my favorites are Karen and Heather.dont know Cathy that well yet.other than that,I love having them as friends.
Norma S.
Response from 1st Franklin Financial
March 4, 2020
We love having you as part of our 1st Franklin family, Norma!
5.0 out of 5.0




March 4, 2020
It has been a great experience
Lytia H.
Response from 1st Franklin Financial
March 4, 2020
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
5.0 out of 5.0




March 4, 2020
Fast and friendly service
Emery K.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0




March 4, 2020
I've received 2 loans from 1st Franklin. Both with a fair interest rate. They are a good way to build your credit score.
Daniel B.
Response from 1st Franklin Financial
March 4, 2020
We look forward to serving you in a future visit.
5.0 out of 5.0




March 4, 2020
Great customer service! Very friendly!
Daniel H.
Response from 1st Franklin Financial
March 4, 2020
Friendly service is our commitment to you, Daniel!
5.0 out of 5.0




March 3, 2020
Excellent!!!
Byron C.
Response from 1st Franklin Financial
March 3, 2020
Thank you for taking the time to review our Hixson office!
1.0 out of 5.0




February 20, 2020
Very disappointed in the service!!!! Will not ever use again!!!!
Recinda B
Response from 1st Franklin Financial
February 20, 2020
We hate to see a negative review for our Hixson office. Your feedback was shared with our team.
5.0 out of 5.0




October 29, 2019
Great customer service
Anthony D.
Response from 1st Franklin Financial
October 29, 2019
Everyone here is working hard to deliver first class service to inspire you to continue visiting us.
5.0 out of 5.0




October 28, 2019
Excellent Customer Service, easy to work with, loved them!
Myah V.
Response from 1st Franklin Financial
October 28, 2019
We are beaming with pride knowing that we hit the mark and delivered great customer service.
5.0 out of 5.0




October 28, 2019
So far - So good! I have been a customer for a year and they are always wonderful to me on the phone and in person.
Amanda A.
Response from 1st Franklin Financial
October 28, 2019
We appreciate your review! Your opinion is valuable to us and helps us shape everything that we do.
2.0 out of 5.0




September 9, 2019
won't be patient with customers
Joseph A.
Response from 1st Franklin Financial
September 9, 2019
We apologize for your negative experience with our Hixson office. Our Branch Manager will be reaching out to you to see if we can make things right.
Displaying 1 out of 17 reviews