1st Franklin Financial
Hixson

1st Franklin Financial Hixson

4.4 out of 5.0full starfull starfull starfull starhalf star
25 Reviews
4.4 out of 5.0full starfull starfull starfull starhalf star
25 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
5864 Hwy 153
Suite 108
Hixson, TN 37343
US
(423) 877-3582(423) 877-3582
Serving Hixson since 2013!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Prox Powersports Inc
(423) 238-4321
See Offers
Lily's As Seen On TV - Chattanooga
(423) 296-1504
See Offers
B & B Discount Sales
(423) 803-2261
See Offers
Giant Steps Music
(423) 875-4179
See Offers
Carter Shooting Supply
(423) 344-1099
See Offers

Recent Reviews

4.4 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
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5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Jul 7, 2022
They where very helpful and nice
Tonya heard
5 out of 5full starfull starfull starfull starfull star
Jun 13, 2022
Great server
Pamela Rogers
1 out of 5full starempty starempty starempty starempty star
Apr 23, 2022
The staff is amazing, however I do not like doing anything with this company. I have a hard time trying to pay my bill because I work the entire time they are open. I end up having late payments because they aren't open on the weekends. For the amount of money that you get it's really not worth the headache of trying to keep up with the loan.
Cameron M
Hello, Cameron. Thank you for your feedback. You can pay online any time at www.1ffc.com. If you give us a call, we'll be happy to set up a reoccurring ACH for you, if that's more convenient.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2022
Super friendly staff and got me taken care quickly.
Brad L.
5 out of 5full starfull starfull starfull starfull star
Dec 3, 2021
I was impressed with how knowledgeable and helpful the ladies were at F. Financial in Hixson!
Amanda D
Hello, Amanda! Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Oct 28, 2021
Great experience! So easy to fill in the App and quick response. Made it so easy for me to get what I needed!
B. B
We're so happy to know that you had a great experience with our Hixson office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Aug 31, 2021
Great customer service
Marilyn H.
We know that you have options and are pleased that you selected us and proud to have served you.
Response from 1st Franklin Financial
2 out of 5full starfull starempty starempty starempty star
Feb 28, 2021
I Like Franklin financial but the manager Karen is very rude.She called my husband and spoke with him about a payment we where late on he told her that he would be there by 4:00 same day.something came up she called not his phone but my phone very rude and belligerent with me and i had no idea of the agreement they made then she went on to say she would pray for me...because i asked her not to call me in such a matter.Fortunately Cassie was in the office to take my payment that day because i was very upset with Karen..so i suggests if your not a argumentative person this place is not for you im paying my loan off and ill never look back for Franklin financial again...
Janey C
Here at 1st Franklin, we aim to uphold the highest standards in customer service and are very sorry to hear about your experience with our Hixson office. We would appreciate the opportunity to discuss this situation with you. If you would be willing to give us a call at 1-800-700-7943, a representative from our Quality Assurance Department would be happy to speak with you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
May 1, 2020
Karen and the staff at the Hixson office are by far the best! It’s almost like visiting with family whenever you deal with them. Professional, friendly and will help in any possible way!
Lady W.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great Customer Service
Kenyetta B.
Thank you for reviewing our Hixson office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Always helpful for me
Cohen M.
We're happy to help you, Cohen!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
i really appreciate all your help. Thank you so very much
Marie U.
Thank you for trusting us with your financial needs.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Good people, good service always
Susan T.
Hi, Susan! We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service and easy to work with
Byron J.
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
They are great people,my favorites are Karen and Heather.dont know Cathy that well yet.other than that,I love having them as friends.
Norma S.
We love having you as part of our 1st Franklin family, Norma!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
It has been a great experience
Lytia H.
We want to earn your business each and every time. We are constantly looking for better ways to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Fast and friendly service
Emery K.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I've received 2 loans from 1st Franklin. Both with a fair interest rate. They are a good way to build your credit score.
Daniel B.
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service! Very friendly!
Daniel H.
Friendly service is our commitment to you, Daniel!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent!!!
Byron C.
Thank you for taking the time to review our Hixson office!
Response from 1st Franklin Financial