Our office is open and ready to serve you. Our systems are restoring on a rolling basis, so wait times may be longer than normal at some locations. We apologize for the inconvenience and will do everything we can to serve you as quickly as possible.

1st Franklin Financial
Hixson

1st Franklin Financial Hixson

4.4 out of 5.0

25 Reviews

Leave a Review

4.4 out of 5.0

25 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today

5864 Hwy 153

Suite 108

Hixson

TN 37343

(423) 877-3582(423) 877-3582

Serving Hixson since 2013!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	8:30 AM - 12:30 PM
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000.

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

Prox Powersports Inc

(423) 238-4321

See Offers

Lily's As Seen On TV - Chattanooga

(423) 296-1504

See Offers

B & B Discount Sales

(423) 803-2261

See Offers

Giant Steps Music

(423) 875-4179

See Offers

Carter Shooting Supply

(423) 344-1099

See Offers

Recent Reviews

4.4 out of 5.0

1 Star

2 Star

3 Star

4 Star

5 Star

Leave a Review

5 out of 5

Jul 7, 2022

They where very helpful and nice

Tonya heard

5 out of 5

Jun 13, 2022

Great server

Pamela Rogers

1 out of 5

Apr 23, 2022

The staff is amazing, however I do not like doing anything with this company. I have a hard time trying to pay my bill because I work the entire time they are open. I end up having late payments because they aren't open on the weekends. For the amount of money that you get it's really not worth the headache of trying to keep up with the loan.

Cameron M

Hello, Cameron. Thank you for your feedback. You can pay online any time at www.1ffc.com. If you give us a call, we'll be happy to set up a reoccurring ACH for you, if that's more convenient.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2022

Super friendly staff and got me taken care quickly.

Brad L.

5 out of 5

Dec 3, 2021

I was impressed with how knowledgeable and helpful the ladies were at F. Financial in Hixson!

Amanda D

Hello, Amanda! Our common goal is to constantly strive to deliver the very best customer service possible.

Response from 1st Franklin Financial

5 out of 5

Oct 28, 2021

Great experience! So easy to fill in the App and quick response. Made it so easy for me to get what I needed!

B. B

We're so happy to know that you had a great experience with our Hixson office!

Response from 1st Franklin Financial

5 out of 5

Aug 31, 2021

Great customer service

Marilyn H.

We know that you have options and are pleased that you selected us and proud to have served you.

Response from 1st Franklin Financial

2 out of 5

Feb 28, 2021

I Like Franklin financial but the manager Karen is very rude.She called my husband and spoke with him about a payment we where late on he told her that he would be there by 4:00 same day.something came up she called not his phone but my phone very rude and belligerent with me and i had no idea of the agreement they made then she went on to say she would pray for me...because i asked her not to call me in such a matter.Fortunately Cassie was in the office to take my payment that day because i was very upset with Karen..so i suggests if your not a argumentative person this place is not for you im paying my loan off and ill never look back for Franklin financial again...

Janey C

Here at 1st Franklin, we aim to uphold the highest standards in customer service and are very sorry to hear about your experience with our Hixson office. We would appreciate the opportunity to discuss this situation with you. If you would be willing to give us a call at 1-800-700-7943, a representative from our Quality Assurance Department would be happy to speak with you.

Response from 1st Franklin Financial

5 out of 5

May 1, 2020

Karen and the staff at the Hixson office are by far the best! It’s almost like visiting with family whenever you deal with them. Professional, friendly and will help in any possible way!

Lady W.

Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Great Customer Service

Kenyetta B.

Thank you for reviewing our Hixson office!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Always helpful for me

Cohen M.

We're happy to help you, Cohen!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

i really appreciate all your help. Thank you so very much

Marie U.

Thank you for trusting us with your financial needs.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Good people, good service always

Susan T.

Hi, Susan! We look forward to serving you in a future visit.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service and easy to work with

Byron J.

Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

They are great people,my favorites are Karen and Heather.dont know Cathy that well yet.other than that,I love having them as friends.

Norma S.

We love having you as part of our 1st Franklin family, Norma!

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

It has been a great experience

Lytia H.

We want to earn your business each and every time. We are constantly looking for better ways to serve you.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Fast and friendly service

Emery K.

We are delighted to have had the opportunity to serve you.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

I've received 2 loans from 1st Franklin. Both with a fair interest rate. They are a good way to build your credit score.

Daniel B.

We look forward to serving you in a future visit.

Response from 1st Franklin Financial

5 out of 5

Mar 4, 2020

Great customer service! Very friendly!

Daniel H.

Friendly service is our commitment to you, Daniel!

Response from 1st Franklin Financial

5 out of 5

Mar 3, 2020

Excellent!!!

Byron C.

Thank you for taking the time to review our Hixson office!

Response from 1st Franklin Financial

See All ReviewsSee Less Reviews