1st Franklin Financial
Fayetteville
Fayetteville
1st Franklin Financial Fayetteville
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1210 Huntsville Hwy.
Fayetteville, TN 37334
US
(931) 433-1970(931) 433-1970
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Recent Reviews
5.0 out of 5.0




February 24, 2021
Friendly nice people very understanding.They gave me a chance when no one else has.
Vicki C.
Response from 1st Franklin Financial
February 24, 2021
We're happy to be here for you, Vicki!
5.0 out of 5.0




December 2, 2020
Could not have had a better experience! We were treated as more than just a loan account, the rates and the customer service experience are unmatchable!
Autumn M
Response from 1st Franklin Financial
December 2, 2020
Hello, Autumn! We train and coach around a culture of kindness and quality and want everyone in our team to feel equipped to serve you as if you are family.
5.0 out of 5.0




March 4, 2020
Great customer service n very nice crew
Akeem H.
Response from 1st Franklin Financial
March 4, 2020
Thank you for reviewing our Fayetteville office!
5.0 out of 5.0




March 4, 2020
This is Stasey Gregory
You guys are great
Tina E.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking the time to review our Fayetteville office!
4.0 out of 5.0




March 4, 2020
This is a good way to get a little extra
Steve P.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking the time out of your busy schedule to review our business.
5.0 out of 5.0




March 4, 2020
Nice,friendly,helpful people
Willie N.
Response from 1st Franklin Financial
March 4, 2020
We are so grateful for your feedback!
5.0 out of 5.0




March 4, 2020
Excellent
Curtis C.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0




March 4, 2020
Super friendly staff. Fast service.
Randall H.
Response from 1st Franklin Financial
March 4, 2020
Please know that we remain committed to be the best in the industry, so that we may gain your business time after time.
4.0 out of 5.0




March 4, 2020
Very friendly and helpful.
Sharon T.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking the time to let us know how we are doing.
5.0 out of 5.0




March 3, 2020
Great service and online payment makes life easy.
Orvil R.
Response from 1st Franklin Financial
March 3, 2020
We will always try our best to provide you with the best service possible.
5.0 out of 5.0




March 3, 2020
Hands down one of the best banks to work with..
Dale S.
Response from 1st Franklin Financial
March 3, 2020
We are ever so grateful for your review!
5.0 out of 5.0




October 28, 2019
Great friendly staff very helpful!!!
Willie N.
Response from 1st Franklin Financial
October 28, 2019
We appreciate your review! Your opinion is valuable to us and helps us shape everything that we do.
5.0 out of 5.0




October 28, 2019
Thanks for the loans, service was excellent, interest is to high.
Wayne M.
Response from 1st Franklin Financial
October 28, 2019
Thank you for your feedback, Wayne.
5.0 out of 5.0




September 9, 2019
Wonderful service there,
Tammy S.
Response from 1st Franklin Financial
September 9, 2019
Thank you for your review!
Displaying 1 out of 14 reviews