Branch Locations
1st Franklin Financial
Dayton
Dayton
1st Franklin Financial Dayton
5.0 out of 5.0
5.0 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
3055 Rhea County Hwy
Suite 320
Dayton, TN 37321
US
(423) 775-6604(423) 775-6604
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | Closed |
| Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals- Fixed payments, fixed rates
- Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0
(13 Reviews)5.0 out of 5.0
March 4, 2020
Great customer service, friendly
Gary M.
Response from 1st Franklin Financial
March 4, 2020
We are looking forward to your next visit!
5.0 out of 5.0
March 4, 2020
Great service,interest % a little high, but still appreciate You; Thanks!!!!!
Charles B.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your feedback, Charles.
5.0 out of 5.0
March 4, 2020
Great customer service, awesome people, hometown friendly and always ready to help
Lisa M.
Response from 1st Franklin Financial
March 4, 2020
We know that you have options and we are tremendously happy you picked us.
5.0 out of 5.0
March 4, 2020
Good job customer service
Isaias A.
Response from 1st Franklin Financial
March 4, 2020
Thank you for reviewing our Dayton office!
5.0 out of 5.0
March 3, 2020
Great customer service and willing to help you.
Angela P.
Response from 1st Franklin Financial
March 3, 2020
Helping our customers is what we love best!
5.0 out of 5.0
March 3, 2020
Most friendly loan company I have ever worked with.
Donna M.
Response from 1st Franklin Financial
March 3, 2020
Friendly service is our commitment to you, Donna.
5.0 out of 5.0
March 3, 2020
Great Service,Friendly!! Highly Recommend!
Michael F.
Response from 1st Franklin Financial
March 3, 2020
Hi, Michael! Thank you for your recommendation.
5.0 out of 5.0
March 3, 2020
Great customer service, so friendly ! Quick to get started! Wouldn’t go anywhere else.
Michael C.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
5.0 out of 5.0
February 4, 2020
Customer service. Donna and Tabatha are both great.
Daniel W
Response from 1st Franklin Financial
February 4, 2020
We look forward to serving you in a future visit.
5.0 out of 5.0
October 30, 2019
Friendly and helpful local staff. We have used their services a few times, and the staff have been very kind and courteous as they helped us on each occasion.
Daniel T.
Response from 1st Franklin Financial
October 30, 2019
Thank you so much for taking the time to write such a nice review.
5.0 out of 5.0
October 28, 2019
The ladies at First Franklin have always been wonderful to me and very easy to work with!
Rebekah J.
Response from 1st Franklin Financial
October 28, 2019
We are beaming with pride knowing that we hit the mark and delivered great customer service.
5.0 out of 5.0
October 28, 2019
Excellent customer service
Tommie B.
Response from 1st Franklin Financial
October 28, 2019
We appreciate your review! Your opinion is valuable to us and helps us shape everything that we do.
5.0 out of 5.0
September 9, 2019
Great customer service, always professional and friendly. Also willing to help with my needs.
Angela P.
Response from 1st Franklin Financial
September 9, 2019
We know that you have options and we are very happy you chose to do business with us.
Displaying 1 out of 13 reviews