1st Franklin Financial
Columbia
1st Franklin Financial Columbia
4.1 out of 5.0full starfull starfull starfull starempty star
13 Reviews
4.1 out of 5.0full starfull starfull starfull starempty star
13 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2120 Brookmeade Drive
Suite F
Columbia, TN 38401
US
(931) 490-9252(931) 490-9252

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.1 out of 5.0full starfull starfull starfull starempty star
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5 out of 5full starfull starfull starfull starfull star
May 5, 2021
Kind, friendly customer service. Always willing to help and accommodate me.
Steve A.
Hello, Steve! You can count on us to make your experience one worth bragging about. Thank you for your patronage.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Nov 30, 2020
I can't pay by auto pay out of my checking account. After the covered 19 outburst at everybody got laid off and didn't go to work didn't have any money in my account to pay the bill but now I've gotten all caught up and pay it every month now . I wish I could go back to auto withdrawal from my account . It's a difficult hassle to pay my bill every month by walking in there with cash This is ridiculous. I know I'm not the only one that's in this situation please help me.
Stephen , Floyd
If you would like to talk to someone about your review, our Quality Assurance Department would be happy to speak with you. Please call them at 1-800-700-7943.
Response from 1st Franklin Financial
1 out of 5full starempty starempty starempty starempty star
Jun 30, 2020
Horrible customer service and they rip you off with thousands of dollars interest fees
Mary t
We are disappointed to see a negative review for our Columbia, TN office. If you'd like to discuss your review with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 10, 2020
very friendly, helpful
dawn y
We are ever so grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service.Thank you
Michael T.
You can count on us to make your experience one worth bragging about. Thank you for your patronage.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Pleasant people to work with.
Michael T.
Thank you for taking the time out of your busy schedule to review our business.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Great customer service
Eric B.
We are so grateful for your feedback!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 4, 2020
the person that I always seem to have to deal with always forgets some type of paperwork and i have to always make a trip back which is far.
Darlene M.
Thank you for your feedback, Darlene. We will work harder to deliever a better customer service experience for you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Everyone is always friendly and they treat me well.
Terri L.
Thank you for taking the time to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Quick and courteous service, clarity of terms of financing, and good client relations.
Roberto M.
Thank you for taking the time to review our Columbia office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Kind and professional
Deborah N.
Thank you for your kind review, Deborah.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Sep 9, 2019
Great customer service. Friendly.
Cheryl H.
We are happy to see that you were provided with great customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 5, 2019
Great service and friendly staff
Tamela L.
We are happy to see that our staff provided you with great customer service, Tamela!
Response from 1st Franklin Financial