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HomeTennesseeLexington1st Franklin Financial

Installment Loans at our
Lexington, TN Branch

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541 West Church Street, Suite I
Lexington, TN 38351
(731) 249-0433
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Are you facing a challenging financial situation or need to make a major purchase outside your budget? 1st Franklin Financial is pleased to operate a Lexington, Tennessee, branch that offers fast and friendly personal loans.

Among our many branch locations throughout the Southeast, Lexington is a place where we have a strong local presence. Area residents use our Lexington loans for many different purposes, such as to repair their home or car, pay medical bills, afford a trip, pay for a wedding or funeral, or consolidate debt.

Our Lexington branch is located at 541 West Church Street, Suite I. In this branch, we assist customers who live in the communities of Lexington, Henderson, Finger, Jacks Creek, Beech Bluff, Cedar Grove, Clarksburg, Huntingdon, Parsons, Darden, Wildersville, Scotts Hill, Reagan, Decaturville, and Sardis.

You’ll find us in a strip mall at “The Shops at Lexington” and by the entrance of the Walmart shopping center. Our office is directly across from Murphy’s Gas and beside the MK Smoke Shop. There are parking spaces in front of our office, which are part of our shared shopping center lot.

If you live in Henderson, Chester, Madison, Decatur, Carroll, or Hardin County, remember 1st Franklin Financial when you need a loan. We are not a title loan lender, but rather provide traditional installment loans that you can pay back in affordable monthly installments. We don’t base our loans on credit score alone and look at multiple factors to assess each application.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our FAQ page to learn more about our company and services.

If you’re ready to get the money you need right away, please stop by or call our Lexington branch or apply online today.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Jackson, TN

25.30 Miles away
25 Stonebrook Place
Jackson, TN 38305
(731) 668-2119
Get Directions View Location

1st Franklin Financial
Savannah, TN

31.66 Miles away
1800 Wayne Rd, Suite D
Savannah, TN 38372
(731) 925-0031
Get Directions View Location

1st Franklin Financial
Corinth, MS

50.86 Miles away
798 South Cass Street
Corinth, MS 38834
(662) 665-0753
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.