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HomeTennesseeKingsport1st Franklin Financial

Installment Loans at our
Kingsport, TN Branch

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1001 E. Stone Drive, Suite F
Kingsport, TN 37660
(423) 230-6482
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

8867 Kingsport TN

1st Franklin Financial has many branch locations throughout Tennessee and the Southeast region, and one of the places we’re proud to serve is Kingsport.

In Kingsport, we are located at 1001 East Stone Drive, Suite F. In this branch, we regularly assist customers living in the Tennessee communities of Kingsport, Blountville, Rogersville, and Surgoinsville, as well as Big Stone Gap and Gate City in Virginia.

You can easily find our Kingsport branch in a strip mall along with Plato’s Closet, Moto Japanese Restaurant, a hair salon, and a vape shop. Plenty of parking is available outside our branch office, so park wherever you like and come on in. You don’t need an appointment to meet with our staff if you have questions about personal loans or want to complete your loan application in our office.

If you live in Sullivan, Hawkins, or Scott counties, we are here for you when you need financial help. In our local branch, we are staffed with helpful and knowledgeable employees who can walk you through the loan process and help you get the money you need.

Once you are approved for a loan, you can take our loan check to your bank to cash it. Alternatively, Walmart will cash your check for a fee, and Cash Advance will cash it for 2%.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. If you want to learn more about our company, loans, and the other financial services we provide, please check out our website’s FAQ page.

You can apply online today for a loan to start the process and provide us with your application information. We also take application details over the phone and are here to assist you with your application in our Kingsport branch.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Johnson City, TN

15.59 Miles away
3120 E. Oakland Avenue
Johnson City, TN 37601
(423) 979-0509
Get Directions View Location

1st Franklin Financial
Bristol, TN

18.19 Miles away
1250 Volunteer Parkway, Suite 1
Bristol, TN 37620
(423) 764-0197
Get Directions View Location

1st Franklin Financial
Elizabethton, TN

21.53 Miles away
137 Hudson Dr
Elizabethton, TN 37643
(423) 542-2748
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.