1st Franklin Financial operates branch locations all over the state of Tennessee to make getting personal loans easy and convenient where you live. We have a Johnson City, Tennessee, branch staffed with friendly and knowledgeable loan professionals to assist you.
In Johnson City, we are located at 3120 East Oakland Avenue. In this branch, we are pleased to assist people living in the communities of Johnson City, Jonesborough, Gray, Erwin, Piney Flats, Limestone, Unicoi, and Telford.
Our convenient branch location is in the same shopping center as O’Reilly Auto Parts. We are also across the road from Wallace Used Cars. Our branch and parking lot are wheelchair-accessible. We share a shopping center with three other businesses, and there is always plenty of parking available in our lot.
You don’t need an appointment to apply for a Johnson City loan or to just stop by to ask questions about how personal loans work. Just stop by during business hours or call us, and we’ll be happy to help you. We can also answer all your questions about our loan amounts, the requirements to get a loan, and how to make monthly payments in installments to take control of your finances.
If you live in Washington, Sullivan, Carter, or Greene County, we look forward to helping you get the loan you need in our Johnson City branch.
In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin Financial also offers our local customers assistance with sales financing. You can learn more about our company, loans, and the other services we provide by browsing the answers on our FAQ page.
If you’re ready to get the money you need as quickly as possible, please apply online today. We’ll contact you for further information and can explain the application process to you over the phone or in our Johnson City branch.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Elizabethton, TN
1st Franklin Financial
Kingsport, TN
1st Franklin Financial
Bristol, TN
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
