Home to Tennessee Wesleyan University, Mayfield Dairy Farms, and the Eureka Trail, Athens, Tennessee is a community we are pleased to serve. 1st Franklin Financial has an Athens branch staffed with helpful and knowledgeable loan professionals who can assist you with fast personal loans.
Athens is one of our many branch locations in Tennessee. At this branch, we also serve people coming in from the nearby communities of Decatur, Riceville, Niota, Etowah, Englewood, Delano, and Sweetwater.
Our Athens branch is located at 941 Decatur Pike, Suite 108. We are in the Ingles grocery store shopping center. We’re next to the Hair Kingdom on one side and the Fresenius Kidney Center on the other.
For your convenience, we have a parking lot situated right in front of our building. Our Athens office also has wheelchair-accessible accommodations for our Athens-area customers.
If you live within the counties of McMinn, Decatur, Riceville, Niota, Etowah, Englewood, Delano, Sweetwater, we look forward to meeting you in our Athens branch. Our loans go up to $15,000 and might be exactly what you need to catch up on bills, consolidate debt, or handle an expensive, unexpected situation.
We do check credit as part of the loan review and approval process. However, we also look at many other factors to get a better sense of your financial history and ability to repay a loan in monthly installments. If we approve you for a loan, we can provide your loan proceeds via check.
In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our FAQ page to learn more.
You can stop by or call our Athens branch during business hours to get the loan you need. After hours, we welcome you to apply online from the convenience of your home to start the loan process.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Madisonville, TN
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Dayton, TN
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Cleveland, TN
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
