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HomeSouth CarolinaWinnsboro1st Franklin Financial

Installment Loans at our
Winnsboro, SC Branch

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29 US Hwy 321 Bypass South
Winnsboro, SC 29180
(803) 712-1000
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

8861 Winnsboro SC

If you live in Winnsboro, South Carolina and need fast cash, you’re in the right place.

1st Franklin Financial has a Winnsboro branch that offers personal loans that come with a straightforward application process and friendly customer service. Winnsboro is among our many branch locations throughout South Carolina and the Southeast.

In Winnsboro, we are located at 29 U.S. Highway 321 Bypass South. In this 1st Franklin Financial office, we proudly serve the people of Winnsboro, Columbia, Blythewood, Blair, Jenkinsville, Ridgeway, Blackstock, and Monticello.

Our Winnsboro branch is in the Fairfield Square shopping plaza and next door to CVS. For your convenience, we have a parking lot in front of our building with over 20 spaces available. We’ve ensured that our local branch is safe, welcoming, and wheelchair-accessible to accommodate our Winnsboro customers.

People living in Fairfield, Richland, Kershaw, Chester, and Lancaster counties know they can trust and rely on 1st Franklin Financial whenever times get tough or they face an unexpected emergency. Our Winnsboro loans range from $600 to $15,000 and could be the ideal solution to your financial difficulties.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our website’s FAQ page to learn more about our company and the services we provide, including our personal loans.

When you’re faced with a sudden challenge in which a few extra hundred or thousand dollars can help, don’t hesitate to call or stop by our Winnsboro branch. We are here for you in person and by phone during business hours.

If you’re ready to get the money you need right away and don’t have any questions after reviewing the application requirements, you may apply online today from home and begin the loan process.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Irmo, SC

20.23 Miles away
7467 Saint Andrews Road, Suite 21
Irmo, SC 29063
(803) 407-5749
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1st Franklin Financial
Columbia, SC

21.59 Miles away
9003 Two Notch Road, Suite 9H
Columbia, SC 29223
(803) 462-6960
Get Directions View Location

1st Franklin Financial
Chester, SC

23.68 Miles away
1781 J A Cochran Bypass, Suite C
Chester, SC 29706
(803) 581-0060
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.