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HomeSouth CarolinaSummerville1st Franklin Financial

Installment Loans at our
Summerville, SC Branch

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1309 North Main Street, Suite C
Summerville, SC 29483
(843) 873-8384
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Are you short on cash right now in Summerville, South Carolina?

Don’t fret over finances because 1st Franklin Financial has a branch location in Summerville to assist you. Our Summerville branch is one of our many locations throughout the state and region. Here, we help people like you get personal loans they need to handle emergencies, pay bills, travel, consolidate debt, and afford the things they need and want.

In Summerville, we are located at 1309 North Main Street, Suite C. In addition to Summerville-based residents, we also regularly serve customers coming in from the following nearby communities: North Charleston, Ladson, Goose Creek, Charleston, Hollywood, James Island, Ridgeville, St. George, Adams Run, Reeseville, Moncks Corner, Holly Hill, Dorchester, and Rowesville.

Our Summerville branch is located in the parking lot of North Main Plaza, next to New Yorker’s Men’s and Boy’s and the W.C. Wilbur & Co., Inc. insurance agency. If you’re not familiar with this area, you should know that we’re right behind the local Panera Bread.

Our branch office is wheelchair-accessible to accommodate our Summerville-area customers. We also have a parking lot for your convenience, so you can always find a spot when you visit our branch for loan assistance.

If you live in the counties of Dorchester, Charleston, Colleton, or Berkeley, we are here for you whenever times get tough and you aren’t sure where to turn for financial help.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. You can visit our website’s FAQ page to learn more about 1st Franklin Financial and the local services we provide.

We welcome you to visit our Summerville branch during business hours or call us with any questions you have. You may also apply online for a loan to expedite the lending process.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
North Charleston, SC

6.62 Miles away
8988 University Blvd, Suite 106
North Charleston, SC 29406
(843) 824-5550
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1st Franklin Financial
Moncks Corner, SC

13.77 Miles away
509 N Hwy 52, Suite A
Moncks Corner, SC 29461
(843) 761-6650
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1st Franklin Financial
Charleston, SC

18.05 Miles away
1890 Sam Rittenberg Blvd., Suite 116
Charleston, SC 29407
(843) 573-9980
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.