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HomeSouth CarolinaRock Hill1st Franklin Financial

Installment Loans at our
Rock Hill, SC Branch

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2012 Cherry Road, Suite 102
Rock Hill, SC 29732
(803) 327-0070
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

Getting the quick cash you need in Rock Hill has never been easier. 1st Franklin Financial has a Rock Hill branch staffed with helpful loan professionals to assist you with personal loans. Rock Hill is one of our many locations in South Carolina and a community we are proud to serve with trusted and reliable installment loans.

Our Rock Hill branch is located at 2012 Cherry Road, Suite 102. We’re in the Loves Plaza strip mall between Penn Station and Town Tavern.

In this branch, we regularly assist customers living in Rock Hill, Fort Mill, Edgemoor, and Catawba. We have a parking lot for your convenience, so pull into any spot and head inside to meet with our Rock Hill staff and apply for a loan. Our Rock Hill branch is wheelchair-accessible to meet our local customers’ needs.

People living in York, Chester, and Lancaster counties have come to know and rely on 1st Franklin Financial whenever they face unexpected expenses that are out of their budgets. Our fast and friendly personal loans can work with any budget and handle real-life situations that challenge your daily life.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. To learn more about our company and what we offer, please browse the answers on our FAQ page.

During business hours, we welcome you to stop by our Rock Hill branch or call us with questions. We’ll be happy to tell you more about how our personal loans work and how you can make affordable monthly payments to meet your financial obligations and reach your goals.

If you’re ready to apply for a loan now, please apply online today. We look forward to assisting you in Rock Hill, South Carolina.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
York, SC

12.14 Miles away
942 E. Liberty Street
York, SC 29745
(803) 684-1211
Get Directions View Location

1st Franklin Financial
Lancaster, SC

19.67 Miles away
1123 Hwy 9 Bypass West, Suite D
Lancaster, SC 29720
(803) 283-1933
Get Directions View Location

1st Franklin Financial
Chester, SC

20.74 Miles away
1781 J A Cochran Bypass, Suite C
Chester, SC 29706
(803) 581-0060
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Licenses and Disclosures

Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.