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HomeSouth CarolinaNorth Charleston1st Franklin Financial

Installment Loans at our
North Charleston, SC Branch

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8988 University Blvd, Suite 106
North Charleston, SC 29406
(843) 824-5550
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

With branch locations conveniently located throughout South Carolina and the Southeast, 1st Franklin Financial is a trusted local lender on which you can rely. We are pleased to offer a North Charleston, South Carolina branch, where you can meet with our on-site staff to obtain personal loans.

Our North Charleston loans are fast, friendly, and flexible for what you need and want urgently. Many North Charleston customers use our loans to pay bills, fix their homes and cars, pay for travel, and consolidate debt.

In North Charleston, we are located at 8988 University Blvd, Suite 106. Our staff at this branch also regularly assists customers living in nearby Goose Creek, Moncks Corner, Charleston, Ladson, Summerville, Dorchester, and Ridgeville.

We are conveniently situated in a strip mall plaza, next door to the Waffle House, and across the street from Wendy’s and Zaxby’s. When you arrive to complete your loan application or meet with our staff to ask questions, you’ll find we have a parking lot and wheelchair-accessible accommodations for our customers.

If you live in Charleston, Dorchester, Berkeley, Orangeburg, or Colleton County, we look forward to meeting you in our North Carolina branch and helping you get the loan you need. We can assist you with a loan from $600 to $15,000. Although we check credit to make loan decisions, we also look at many other financial factors to get you qualified.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. You can check out our FAQ page to learn more about 1st Franklin Financial and the loans and other services we provide in the region.

We invite you to apply online today to get started and receive your loan funds as soon as possible. You may also complete your application in our North Charleston branch or provide your information to us over the phone.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Summerville, SC

6.62 Miles away
1309 North Main Street, Suite C
Summerville, SC 29483
(843) 873-8384
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1st Franklin Financial
Charleston, SC

12.49 Miles away
1890 Sam Rittenberg Blvd., Suite 116
Charleston, SC 29407
(843) 573-9980
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1st Franklin Financial
Moncks Corner, SC

14.99 Miles away
509 N Hwy 52, Suite A
Moncks Corner, SC 29461
(843) 761-6650
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Licenses and Disclosures

Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.