Laurens, South Carolina residents often need personal loans to handle unexpected expenses or to take control of their finances when surprise costs arise. We have many locations throughout South Carolina and the Southeast region, including a Laurens branch to assist you.
Our Laurens branch is located at 116 East Public Square. In this branch, we proudly serve the people of Laurens, Waterloo, Clinton, Gray Court, Woodruff, Cross Hill, Enoree, Ware Shoals, and Fountain Inn.
We are conveniently situated on the Historic Square in Laurens and next to the Coca-Cola wall. Please find street parking near our branch when you visit us to discuss your financial situation and loan needs. We have wheelchair-accessible accommodations in our Laurens branch.
Individuals and families living in Laurens, Spartanburg, Greenville, and Greenwood County know they can rely on 1st Franklin Financial whenever they need to borrow money from a friendly, reliable lender.
In Laurens, we specialize in personal loans ranging from $600 to $15,000, not title loans. However, we can use your title as collateral for your loan. We pull credit to review loan applications, but we also look at many other factors to make our decisions.
Once approved, we can automatically deduct your monthly payments each month. Please visit our Laurens branch to complete your paperwork, or you may access your online portal to set this up. Our online portal is an excellent resource for accessing your account details 24/7. Feel free to call us for assistance if you need help accessing it.
In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our FAQ page to learn more.
To obtain a loan from 1st Franklin Financial in Laurens, you may apply online, over the phone by calling 864-984-6523, or in person at 116 East Public Square. Thank you for trusting us as your local lender in Laurens.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Simpsonville, SC
1st Franklin Financial
Greenwood, SC
1st Franklin Financial
Union, SC
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
