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HomeSouth CarolinaLancaster1st Franklin Financial

Installment Loans at our
Lancaster, SC Branch

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1123 Hwy 9 Bypass West, Suite D
Lancaster, SC 29720
(803) 283-1933
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

If you’re searching for personal loans in Lancaster, South Carolina, then you’re in the right place.

1st Franklin Financial has many branch locations throughout the state and Southeast region, including a Lancaster branch to serve this local community. In Lancaster, we also regularly assist customers living in the surrounding communities of Kershaw, Heath Springs, Fort Mill, Fort Lawn, Great Falls, Pageland, and Jefferson.

Our Lancaster branch is located at 1123 Highway 9 Bypass West, Suite D. You can easily find our branch in the shopping center with C&T Carts, Happy Nails, and Advance America. We are also across the street from Workout Anytime. Our Lancaster branch is wheelchair accessible, and our shopping center has a parking lot for your convenience.

People in Lancaster, Chester, Chesterfield, and Fort Mill counties rely upon 1st Franklin Financial when they are updating their homes, paying for holiday expenses, or consolidating debt. Lancaster-area customers also use our loans for help paying for weddings, divorces, new babies, and unexpected expenses.

1st Franklin Financial’s Lancaster loans range from $600 to $15,000. They are a flexible source of funding that you can repay in affordable monthly installments.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our FAQ page to learn more about our company and the financial services we provide.

If you’re ready to get the money you need as soon as possible, please apply online today. You can also provide your application information over the phone or visit our Lancaster branch to complete your application with the help of our on-site staff. If you have any questions about how our personal loans work, please call our Lancaster branch during business hours.

We look forward to meeting you in Lancaster and helping you reach your financial goals.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Rock Hill, SC

19.67 Miles away
2012 Cherry Road, Suite 102
Rock Hill, SC 29732
(803) 327-0070
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1st Franklin Financial
Chester, SC

22.51 Miles away
1781 J A Cochran Bypass, Suite C
Chester, SC 29706
(803) 581-0060
Get Directions View Location

1st Franklin Financial
York, SC

29.41 Miles away
942 E. Liberty Street
York, SC 29745
(803) 684-1211
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.