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HomeSouth CarolinaLake City1st Franklin Financial

Installment Loans at our
Lake City, SC Branch

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232 Kelley Street, Suite B
Lake City, SC 29560
(843) 394-1464
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

1st Franklin Financial makes loans for living life on your terms and is pleased to operate a local branch in Lake City, South Carolina. Lake City is one of our many locations throughout the state and region. Here, we offer personal loans that you can use for a variety of purposes, such as to repair your home or car, consolidate debt, handle a medical emergency, or catch up on bills.

Our Lake City branch is located at 232 Kelley Street, Suite B. In our local branch, we regularly serve customers living in Lake City, Kingstree, Salters, Olanta, Coward, Scranton, Hannah, and Pamplico.

You can easily find our Lake City branch in the Roses Shopping Center next to the KJ Supermarket. We have a parking lot for your convenience and wheelchair-accessible accommodations for our Lake City-area customers.

If you live in Florence, Williamsburg, Clarendon, or Sumter County, 1st Franklin Financial’s Lake City branch is the lending office you can rely on when you need to borrow money quickly. Our Lake City loans come with low monthly payments and fixed terms and rates, so you can fit your loan into your budget and feel confident with your financial situation. You can borrow between $600 and $15,000 from us in Lake City and get back on track.

In addition to our Lake City personal loans with flexible terms and quick access, 1st Franklin also offers our local customers assistance with sales financing. To learn more about our company and the services we provide throughout the Southeast, please visit our website’s FAQ page.

We welcome you to call or visit our Lake City branch during business hours to ask questions about how our personal loans work or to complete your application paperwork in person. If you prefer, you may also apply online from home today to get started.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Florence, SC

22.25 Miles away
315 Beltline Drive, Suite G
Florence, SC 29501
(843) 629-1212
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1st Franklin Financial
Manning, SC

29.68 Miles away
524 W. Boyce Street
Manning, SC 29102
(803) 435-8782
Get Directions View Location

1st Franklin Financial
Mullins, SC

31.73 Miles away
2101 Enterprise Drive, Suite F
Mullins, SC 29574
(843) 423-5791
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.