Irmo, South Carolina is home to one of our many branch locations staffed with friendly and helpful professionals. In Irmo, we are happy to discuss your loan options with you and help you get the money you need.
Our Irmo branch offers personal loans that you can use for a wide range of purposes. We are located at 7467 Saint Andrews Road, Suite 21. In our local Irmo branch, we also assist customers traveling in from nearby Columbia, Chapin, Little Mountain, Lexington, White Rock, Hilton, Ballentine, Irmo, Cayce, and West Columbia.
You can easily find our Irmo branch in a shopping center with Kroger, Hunan Wok, Hemingway’s, Pizza Hut, Blue Cross Blue Shield, and Mingos. We’re also near Lovely Nails, Hutto’s Seafood and Wings, Han Alteration, Liberty Tax, and Fire House Subs. For your convenience, we have a parking lot and wheelchair-accessible accommodations in our Irmo branch.
Individuals and families living in Irmo, Richland, and Lexington counties rely on 1st Franklin Financial whenever times get tough or they need a financial boost to handle an unexpected situation. In Irmo, we offer loans between $600 and $15,000. Please note that we do not make starter loans. We look at credit to approve loans, but also consider various other factors in each loan decision. There is no pre-payment penalty if you want to pay off your Irmo loan early.
In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our FAQ page to learn more.
Our Irmo branch is open until 5:30 P.M. Monday, Tuesday, Thursday, and Friday. We close early at 1:30 P.M. on Wednesday. Please visit us during business hours in Irmo to ask questions about our loans or to sign your loan documents.
To start the lending process today, we welcome you to apply online.
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
1ˢᵗ Franklin Financial offers loans up to $15,000.
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.
1st Franklin Financial
Lexington, SC
1st Franklin Financial
Cayce, SC
1st Franklin Financial
Columbia, SC
Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571
