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HomeSouth CarolinaGaffney1st Franklin Financial

Installment Loans at our
Gaffney, SC Branch

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1621 W. Floyd Baker Blvd.
Gaffney, SC 29341
(864) 488-3727
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

1st Franklin Financial has many locations throughout South Carolina to assist you with personal loans to fit any budget. One of our branches is in Gaffney, South Carolina, where our on-site team of loan professionals is available to help you.

Our Gaffney branch also serves people living in the nearby communities of Blacksburg, Cowpens, Chesnee, Mayo, and Converse.

In Gaffney, we are located at 1621 West Floyd Baker Boulevard. We are in the Peachtree Market Plaza next to Ingles Market, Belk, Lowe’s, and the Osaka Sushi & Steakhouse.

When you arrive to discuss your financial situation and loan needs, you’ll find that we have a large parking lot with plenty of space for your vehicle. We also have wheelchair-accessible accommodations for our Gaffney customers.

If you live in Cherokee, Spartanburg, York, or Union County, we look forward to assisting you in our Gaffney branch. Our loans range from $600 to $15,000, and up to $25,000 for our dealers.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please check out our FAQ page to learn more about what sets 1st Franklin Financial apart in the lending industry and the services we offer.

We welcome you to call or visit us at the Gaffney branch to apply for a loan and ask additional questions. We are open until 5:30 P.M. on Monday, Tuesday, Thursday, and Friday. On Wednesday, we close at 1:30 P.M.

If you’re ready to start the lending process now and get the money you need as quickly as possible, you may apply online today from the comfort of your home. Our Gaffney-area customers use our loans for a variety of purposes and know they can rely on 1st Franklin Financial whenever they encounter a challenging financial situation.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Boiling Springs, SC

17.63 Miles away
2642 Boiling Springs Rd, Suite A
Boiling Springs, SC 29316
(864) 814-2626
Get Directions View Location

1st Franklin Financial
Spartanburg, SC

21.61 Miles away
1735 John B White Sr Blvd, Suite 11
Spartanburg, SC 29301
(864) 587-1021
Get Directions View Location

1st Franklin Financial
Union, SC

25.99 Miles away
320 N Duncan Bypass, Suite B&C
Union, SC 29379
(864) 429-5626
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.