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HomeSouth CarolinaColumbia1st Franklin Financial

Installment Loans at our
Columbia, SC Branch

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9003 Two Notch Road, Suite 9H
Columbia, SC 29223
(803) 462-6960
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

8620 Columbia, SC

Are you searching for personal loans that you can fit into your budget in Columbia, South Carolina? 

1st Franklin Financial has many locations throughout the state, including a Columbia branch to assist local customers here. We are a trusted, reputable lender in the Southeast and have been serving our neighbors for over 80 years. Our local branch is pleased to serve the people of Columbia, Sumter, Eastover, Blythewood, Camden, Elgin, Cayce, Ridgeway, Winnsboro, Lexington, Irmo, Gadsden, Gaston, and Swansea. 

Our Columbia branch is located at 9003 Two Notch Road, Suite 9H. We are in front of Hola Mexico in the Food Lion shopping center, which is part of the Spring Valley Commons. 

Our shopping center has a parking lot for you to park when you arrive to meet with our Columbia staff and get the loan money you need. We also have wheelchair-accessible seating in our Columbia branch to accommodate all customers. 

If you live in Richland, Lexington, Kershaw, Fairfield, or Sumter County, we are here to assist you whenever you need access to quick cash in Columbia. In Colombia, we look at more than just your credit score to make a loan determination. In fact, we consider many financial factors from your application and supporting documentation to help you get the right loan for your financial needs. 

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. You’re welcome to check out our FAQ page to learn more about our company and how we serve local South Carolina communities. 

Please visit our Columbia, South Carolina branch during business hours, or call us if you have any questions about how our loan and repayment processes work. You may also apply online from the comfort of your home to get one step closer to taking control of your finances in Columbia.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Cayce, SC

10.61 Miles away
549 Knox Abbott Drive, Suite D
Cayce, SC 29033
(803) 739-6966
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1st Franklin Financial
Irmo, SC

14.74 Miles away
7467 Saint Andrews Road, Suite 21
Irmo, SC 29063
(803) 407-5749
Get Directions View Location

1st Franklin Financial
Lexington, SC

19.56 Miles away
205 N Columbia Avenue, Suite N
Lexington, SC 29072
(803) 356-5610
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.