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HomeSouth CarolinaCheraw1st Franklin Financial

Installment Loans at our
Cheraw, SC Branch

Review Us
1628 State Road
Cheraw, SC 29520
(843) 537-8692
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

8860 Cheraw SC

If you live in or near Cheraw, South Carolina, 1st Franklin Financial is the lender to know when you need access to fast cash in an emergency. We have branch locations all throughout South Carolina, including a Cheraw branch staffed with loan professionals to help you complete your application and answer all your questions. 

In Cheraw, we offer personal loans that you can use for many purposes, such as to fix your car or house, take a vacation, consolidate debt, or catch up on bills. In addition to Cheraw residents, we also assist customers driving in from nearby Chesterfield, Patrick, Society Hill, Bennettsville, Mt. Croghan, Ruby, Jefferson, Wallace, Pageland, and Blenheim. 

Our Cheraw branch is located at 1628 State Road. We are conveniently situated in a strip mall beside Walmart. You’ll easily find us near Cato Fashions, Taco Bell, Burger King, Dollar Tree, Security Finance, and Heights Finance. 

When you arrive at our Cheraw branch to discuss your financial situation and loan needs with our staff, you’ll find we have a parking lot with plenty of space for your vehicle. We also have wheelchair-accessible accommodations in our Cheraw office. 

Chesterfield, Darlington, and Marlboro County residents know they can rely on 1st Franklin Financial whenever times get tough or they need a quick financial boost. In Cheraw, we don’t base loan decisions solely on credit score alone, but rather look at many factors when reviewing each application and supporting documentation. 

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. You can check out our FAQ page to learn more about our company, loans, and other services. 

Please visit us in Cheraw during business hours, or give our local staff a call if you need any help completing your loan application. You may also apply online today from the convenience of your home.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
Hartsville, SC

24.25 Miles away
535 S Fifth Street, Suite 4
Hartsville, SC 29550
(843) 332-5789
Get Directions View Location

1st Franklin Financial
Florence, SC

35.35 Miles away
315 Beltline Drive, Suite G
Florence, SC 29501
(843) 629-1212
Get Directions View Location

1st Franklin Financial
Dillon, SC

37.30 Miles away
1205 Highway 301 N., Suite E
Dillon, SC 29536
(843) 774-2272
Get Directions View Location
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.