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HomeSouth CarolinaCharleston1st Franklin Financial

Installment Loans at our
Charleston, SC Branch

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1890 Sam Rittenberg Blvd., Suite 116
Charleston, SC 29407
(843) 573-9980
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
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About Location

What do you need extra cash for right now in Charleston, South Carolina? 

1st Franklin Financial has many locations throughout the state, including a branch in Charleston to serve residents here. In Charleston, we offer personal loans with fast approvals and fixed rates and payments to give you peace of mind that you are in control of your finances. 

Our local branch here serves individuals and families living in Charleston, James Island, Johns Island, Edisto Island, Hollywood, Ravenel, Adams Run, Mt. Pleasant, North Charleston, Awendaw, Goose Creek, and Summerville. 

Our Charleston branch is located at 1890 Sam Rittenberg Blvd., Suite 116. You can easily find us in the Outback Steakhouse shopping center. There’s also a Honey Baked Ham and Men’s Warehouse in our same shopping center. 

For your convenience, our shopping center has a parking lot with plenty of space for your vehicle. We also have wheelchair-accessible seating in our office to accommodate all Charleston-area customers. 

If you live in the counties of Dorchester, Berkeley, or Charleston, we are here for you whenever you need a personal loan. Our loan amounts go up to $15,000 and may be an ideal solution to handle unexpected expenses or an emergency situation. 

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our FAQ page to learn the answers to commonly asked questions that our Charleston customers often have. 

If you have additional questions, please call our Charleston branch or visit us in person during business hours. You can complete your personal loan application in our Charleston branch, or you may apply online today from the convenience of your home. 

We look forward to meeting you and helping you reach your financial goals in Charleston, South Carolina.

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Frequently Asked Questions

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

If you apply online, your application will be transferred to your local 1ˢᵗ Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!

1ˢᵗ Franklin Financial offers loans up to $15,000.

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short- and long-term installment loans with payment plans that fit each customer’s need.

Other Nearby Locations

1st Franklin Financial
North Charleston, SC

12.49 Miles away
8988 University Blvd, Suite 106
North Charleston, SC 29406
(843) 824-5550
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1st Franklin Financial
Summerville, SC

18.05 Miles away
1309 North Main Street, Suite C
Summerville, SC 29483
(843) 873-8384
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1st Franklin Financial
Moncks Corner, SC

26.78 Miles away
509 N Hwy 52, Suite A
Moncks Corner, SC 29461
(843) 761-6650
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Corporate Headquarters
135 E. Tugalo Street, PO Box 880
Toccoa, GA 30577
(706) 886-7571

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Licenses and Disclosures

Copyright © 2012 – 2025 1st Franklin Financial Corporation All Rights Reserved.

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.