Branch Locations
1st Franklin Financial
York
York
1st Franklin Financial York
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
942 E. Liberty Street
York, SC 29745
US
(803) 684-1211(803) 684-1211
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0




March 5, 2020
Ms. Gene is awesome! Very professional! The last 3 loans were hassel free! Very good experiences with that office! Hard to beat the service! Especially dealing with finances!
Brian B.
Response from 1st Franklin Financial
March 5, 2020
Everyone here takes pride in what we do, and it is through feedback like yours that we renew our commitment to always trying our best.
5.0 out of 5.0




March 5, 2020
money when you need it along with excellent freindly service
Ricky J.
Response from 1st Franklin Financial
March 5, 2020
Thank you for taking the time to review our York office!
5.0 out of 5.0




March 5, 2020
Jean is awesome to work with! Anytime I need a quick loan, she does all she can to accommodate my needs. She and the staff at this office are so nice and treat you well and it's much appreciated!
William B.
Response from 1st Franklin Financial
March 5, 2020
We believe that business is all about people and the greatest compliments we can receive are those that highlight the commitment of our staff to deliver the best possible service.
5.0 out of 5.0




March 5, 2020
Really great people very friendly they have really helped me when I needed it I would greatly recommend them! Thanks Franklin Financial
Katie K.
Response from 1st Franklin Financial
March 5, 2020
We know that you have options and we are very happy you chose to do business with us. Thank you for your recommendation, Katie!
5.0 out of 5.0




March 4, 2020
outstanding customer service
Dennis B.
Response from 1st Franklin Financial
March 4, 2020
Thank you for taking the time to review our York office!
5.0 out of 5.0




March 4, 2020
GREAT FRIENDLY SERVICE
Gaston H.
Response from 1st Franklin Financial
March 4, 2020
Friendly service is our commitment to you!
5.0 out of 5.0




March 4, 2020
The staff in the office is very helpful! Ms. Gene is professional and takes what she does very seriously! She is quick with answers to my questions & usually the answers are explained as well. They got me my loan the last 3 times & it was a great experience! Not many places make you feel comfortable about going into debt! Thank them again for me. 1st Franklin needs to take care of them ladies!
Brian B.
Response from 1st Franklin Financial
March 4, 2020
It is thanks to customers like you taking the time to tell us what we are doing right that we are able to constantly strive for excellence.
5.0 out of 5.0




March 4, 2020
a great place too borrow money & a very freindly staff
Ricky J.
Response from 1st Franklin Financial
March 4, 2020
Come visit us soon. You can count on every one of us doing our best!
5.0 out of 5.0




March 4, 2020
Good
Shelisa L.
Response from 1st Franklin Financial
March 4, 2020
Thank you for your review, Shelisa!
4.0 out of 5.0




March 4, 2020
Very friendly and helpful.
Annette W.
Response from 1st Franklin Financial
March 4, 2020
Words do not suffice to express how grateful we are for your review.
5.0 out of 5.0




March 3, 2020
great customer service
Pamela M.
Response from 1st Franklin Financial
March 3, 2020
We are looking forward to your next visit!
5.0 out of 5.0




March 3, 2020
Excellent staff. Willing to help. Very personable.
William L.
Response from 1st Franklin Financial
March 3, 2020
We know that you have options and we are tremendously happy you picked us.
4.0 out of 5.0




March 3, 2020
The experience with the ladies in the York store is great.
Doris R.
Response from 1st Franklin Financial
March 3, 2020
We will do everything in our power to make certain every single visit is equally delightful.
5.0 out of 5.0




September 8, 2019
Excellant customer service. Able to help in any way. Thanks 1st Franklin
Dennis B.
Response from 1st Franklin Financial
September 8, 2019
We know that you have options and we are very happy you chose to do business with us.
5.0 out of 5.0




September 4, 2019
EVERYONE IN THE OFFICE IS GREAT
Gaston H.
Response from 1st Franklin Financial
September 4, 2019
Thank you for your kind words, Gaston!
Displaying 1 out of 15 reviews