1st Franklin Financial
Winnsboro
1st Franklin Financial Winnsboro
4.9 out of 5.0full starfull starfull starfull starfull star
15 Reviews
4.9 out of 5.0full starfull starfull starfull starfull star
15 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
29 US Hwy 321 Bypass South
Winnsboro, SC 29180
US
(803) 712-1000(803) 712-1000

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.9 out of 5.0full starfull starfull starfull starfull star
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5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Love Love Love!!! Awsome Customer service!!!
Aubrey S.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Very Friendly and great customer service
Julie M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Love them
Pauline D.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Very friendly staff. They don't judge you for needing help.
Julia D.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Ok Consumer Service
Quinshonda S.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Always friendly and great service
Marilyn M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Excellent customer service! I love these ladies.
Belva B.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Help you on a personal relationship
Antonio R.
4 out of 5full starfull starfull starfull starempty star
Mar 4, 2020
Great customer awareness very polite and caring
Stepfon B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great business will refer to anybody
James M.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Excellent service. Very caring atmosphere.
Latricia W.
5 out of 5full starfull starfull starfull starfull star
Feb 11, 2020
The winnsboro sc office is very professional and very nice my husband and I had to make a change that was force These awesome people made a tuff moment a little easier if your looking for the right kind of people you are at the right place
Sharon,R
It is thanks to customers like you taking the time to tell us what we are doing right that we are able to constantly strive for excellence.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 18, 2019
Everyone has been very accommodating and helpful.
Ginger P.
Thank you for taking the time to let us know how we are doing.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Very good customer service
Bernice C.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great place for a loan!!! Great bunch of folks to work with!!! You folks have my vote!!!!
Daniel K.
We believe all our employees put our customers first and it's great to hear about your positive experience.
Response from 1st Franklin Financial