1st Franklin Financial
Sumter
1st Franklin Financial Sumter
4.8 out of 5.0full starfull starfull starfull starfull star
22 Reviews
4.8 out of 5.0full starfull starfull starfull starfull star
22 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
210 E Wesmark Blvd
Suite 1
Sumter, SC 29150
US
(803) 774-2462(803) 774-2462
Serving Sumter since 2003!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.8 out of 5.0full starfull starfull starfull starfull star
1 Star
2 Star
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5 out of 5full starfull starfull starfull starfull star
Jun 2, 2021
Great Customer service always!!
Tisha Daniels
Hello, Tisha! Please know that we will always try our best to provide you with the best service possible.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Feb 26, 2021
Pearl Witherspoon was the representative that assisted me with my financial needs and she was awesome-- very efficient, courteous, professional, and non-judgmental
April R
Thank you for sharing your experience with our Sumter office! We look forward to serving you in a future visit!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Apr 21, 2020
Great to do business with ...
Sandra L.
5 out of 5full starfull starfull starfull starfull star
Mar 13, 2020
Pearl provided quick and excellent service. We were able to get the funds we needed. Thank you!!
Glaysen, S
We are so happy that we were able to help you, Glaysen!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 10, 2020
Great customer service.
Sarah H.
Our goal is to provide customers with superior service that exceeds their expectations.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
courteouus
Robert R.
Thank you for your kind review of our Sumter staff!
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Mar 7, 2020
Easy online application process!
Michael G.
Thank you for your feedback, Michael!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Always provided the service I needed.
Cecil P.
We look forward to serving you in a future visit.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Wonderful people
Fatimah B.
Please visit us again. It is our pleasure to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
A VERY FRIENDLY STAFF, AND GREAT CUSTOMER SERVICE THANKS FOR YOUR HELP IN MY TIME OF A FINANCIAL SITUATION AGAIN THANKS
Terry M.
Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Friendly and understandable great customer service.
Carrie N.
Friendly service is our commitment to you!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Tami C.
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service.
Robert B.
We are delighted to have had the opportunity to serve you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great Customer Service
Lenore J.
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Friendly, great customer service, good advice and care about a customer financial problems.
Cassie D.
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
They have excellent customer service. I enjoy paying my money ever month.
Brenda H.
Our common goal is to constantly strive to deliver the very best customer service possible.
Response from 1st Franklin Financial
4 out of 5full starfull starfull starfull starempty star
Sep 12, 2019
No Debt is good but if you have to be in debt 1st Franklin in my preferred choice. Great customer service and they are not rude if they ever have to call you about a payment
Mea S.
Thank you for letting us know about the service you receive from our Sumter office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Sep 11, 2019
Great customer service
Richard D.
Thank you for taking the time to review our Sumter office!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Jun 26, 2019
Excellent customer service
Cassie D.
We appreciate your feedback!
Response from 1st Franklin Financial
2 out of 5full starfull starempty starempty starempty star
Jun 26, 2019
you don't help but I do pay on time and need help
Alphonso M.