Branch Locations
1st Franklin Financial
Sumter
Sumter
1st Franklin Financial Sumter
4.8 out of 5.0
4.8 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
210 E Wesmark Blvd
Suite 1
Sumter, SC 29150
US
(803) 774-2462(803) 774-2462
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | 8:30 AM - 5:30 PM |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.
Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943
Apply Online
Apply anytime, day or night, and we’ll start your loan process the next business day.
Apply Now
Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.8 out of 5.0
(20 Reviews)5.0 out of 5.0
April 21, 2020
Great to do business with ...
Sandra L.
5.0 out of 5.0
March 13, 2020
Pearl provided quick and excellent service. We were able to get the funds we needed. Thank you!!
Glaysen, S
Response from 1st Franklin Financial
March 13, 2020
We are so happy that we were able to help you, Glaysen!
5.0 out of 5.0
March 10, 2020
Great customer service.
Sarah H.
Response from 1st Franklin Financial
March 10, 2020
Our goal is to provide customers with superior service that exceeds their expectations.
5.0 out of 5.0
March 7, 2020
courteouus
Robert R.
Response from 1st Franklin Financial
March 7, 2020
Thank you for your kind review of our Sumter staff!
4.0 out of 5.0
March 7, 2020
Easy online application process!
Michael G.
Response from 1st Franklin Financial
March 7, 2020
Thank you for your feedback, Michael!
5.0 out of 5.0
March 6, 2020
Always provided the service I needed.
Cecil P.
Response from 1st Franklin Financial
March 6, 2020
We look forward to serving you in a future visit.
5.0 out of 5.0
March 6, 2020
Wonderful people
Fatimah B.
Response from 1st Franklin Financial
March 6, 2020
Please visit us again. It is our pleasure to serve you.
5.0 out of 5.0
March 5, 2020
A VERY FRIENDLY STAFF, AND GREAT CUSTOMER SERVICE THANKS FOR YOUR HELP IN MY TIME OF A FINANCIAL SITUATION
AGAIN THANKS
Terry M.
Response from 1st Franklin Financial
March 5, 2020
Your thoughtful review reaffirms that we are heading in the right direction and it helps other community members know what we are all about.
5.0 out of 5.0
March 5, 2020
Friendly and understandable great customer service.
Carrie N.
Response from 1st Franklin Financial
March 5, 2020
Friendly service is our commitment to you!
5.0 out of 5.0
March 4, 2020
Great customer service
Tami C.
Response from 1st Franklin Financial
March 4, 2020
Your review serves as a confirmation to all of us, that our efforts in delivering excellent customer service, is paying off.
5.0 out of 5.0
March 4, 2020
Great customer service.
Robert B.
Response from 1st Franklin Financial
March 4, 2020
We are delighted to have had the opportunity to serve you.
5.0 out of 5.0
March 4, 2020
Great Customer Service
Lenore J.
Response from 1st Franklin Financial
March 4, 2020
We will be sharing your review with the team to encourage them to continue to strive for excellence in customer service.
5.0 out of 5.0
March 3, 2020
Friendly, great customer service, good advice and care about a customer financial problems.
Cassie D.
Response from 1st Franklin Financial
March 3, 2020
We recognize our customers are busy and are beyond thankful for their willingness to spend time giving us feedback.
5.0 out of 5.0
March 3, 2020
They have excellent customer service. I enjoy paying my money ever month.
Brenda H.
Response from 1st Franklin Financial
March 3, 2020
Our common goal is to constantly strive to deliver the very best customer service possible.
4.0 out of 5.0
September 12, 2019
No Debt is good but if you have to be in debt 1st Franklin in my preferred choice. Great customer service and they are not rude if they ever have to call you about a payment
Mea S.
Response from 1st Franklin Financial
September 12, 2019
Thank you for letting us know about the service you receive from our Sumter office!
5.0 out of 5.0
September 11, 2019
Great customer service
Richard D.
Response from 1st Franklin Financial
September 11, 2019
Thank you for taking the time to review our Sumter office!
5.0 out of 5.0
June 26, 2019
Excellent customer service
Cassie D.
Response from 1st Franklin Financial
June 26, 2019
We appreciate your feedback!
2.0 out of 5.0
June 26, 2019
you don't help but I do pay on time and need help
Alphonso M.
5.0 out of 5.0
June 25, 2019
Excellent service
Andrew N.
Response from 1st Franklin Financial
June 25, 2019
Thank you for your review, Andrew!
5.0 out of 5.0
June 25, 2019
Very easy to work with and nice too!
Crystal B.
Response from 1st Franklin Financial
June 25, 2019
Thank you for sharing your experience with our Sumter office!
Displaying 1 out of 20 reviews