1st Franklin Financial
Spartanburg
1st Franklin Financial Spartanburg
4.6 out of 5.0full starfull starfull starfull starhalf star
28 Reviews
4.6 out of 5.0full starfull starfull starfull starhalf star
28 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1735 John B White Sr Blvd
Suite 11
Spartanburg, SC 29301
US
(864) 587-1021(864) 587-1021
Serving Spartanburg since 1997!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.6 out of 5.0full starfull starfull starfull starhalf star
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1 out of 5full starempty starempty starempty starempty star
Sep 18, 2020
Started trying to pay my bill on the 4th very unprofessional can't pay debit by phone ended up on 18th costing me a $35.bank fee on top of my payment and being on disability thats a wks groceries.
Teresa W
We are disappointed to see a negative review for our Spartanburg office. If you'd like to discuss your review with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 16, 2020
Great customer service whenever I call your prompt I usually speak with Roslyn she is the nicest person in the world.A lot of times when you’re paying bills you’re kind of like to deal with the same person Roslyn it is a beautiful person
Keith W.
We train and coach around a culture of kindness and quality and want everyone in our team to feel equipped to serve you as if you are family.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Wish they would consolidate my bills
Sheila B.
Please call our local office to find out if we can help.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service been banking here since 1987 only bank I’ve ever been with
Larry P.
Wow, Mr. Larry! Words can't express how grateful we are to have you as a loyal customer.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Customer service is excellent. Good people, friendly and helpful.
Christina W.
Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
John G.
Thank you for giving us a try!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Terrie M.
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Brandon S.
We are glad to know your experience was positive.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excelente services
Claudia A.
Gracias!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
very nice people to do business with.
Drusilla L.
We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Excellent opportunity for borrowing money. You pay good, more will be extended to you. That is wonderful when you are in need with unexpected expenses.
Patricia M.
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great people
Darrell A.
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I was looking for a funding source that was more simple than a traditional bank...Reaplying for additional funding was requiring income re verifcatgion ... I can get better rates with a traditional bank if I have to go through an extensive loan application process...
Michael S.
Thank you for your feedback, Michael. We appreciate your business.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Real friendly folks. Great customer service. Been doing business with them for years.
Michael M.
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Y’all are nice and kind thank you
Mary M.
We are looking forward to your next visit!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
great service and the people are always available to ask questions and they have answers
Sherry C.
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I have really enjoyed doing business with 1st Franklin The Entire Staff are Wonderful and Extra Kudos to Alexis for always being Pleasant,Professional,and Nice.
Cheryl J.
It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience.
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
I have been with the company for years they r really good.
Marvin M.
Thank you for being a loyal customer, Marvin!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 3, 2020
Good customer service
Brandon S.
Come visit us soon. You can count on every one of us doing our best!
Response from 1st Franklin Financial
3 out of 5full starfull starfull starempty starempty star
Mar 3, 2020
i'm look for a job
Nancy K.
Please visit our website at www.1ffc.com for any job openings we may have in your area.
Response from 1st Franklin Financial