1st Franklin Financial
Spartanburg
Spartanburg
1st Franklin Financial Spartanburg
Closed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
1735 John B White Sr Blvd
Suite 11
Spartanburg, SC 29301
US
(864) 587-1021(864) 587-1021
Serving Spartanburg since 1997!
Hours:
Day of the Week | Hours |
---|---|
Monday | Closed |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(833) 689-5626(833) 689-5626

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Recent Reviews
1 Star
2 Star
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5 Star
4 out of 5




Mar 11, 2022
5 out of 5




Mar 11, 2022
5 out of 5




Feb 24, 2022
1 out of 5




Sep 18, 2020
We are disappointed to see a negative review for our Spartanburg office. If you'd like to discuss your review with someone from our Corporate Office, please contact our Quality Assurance Department at 1-800-700-7943.
Response from 1st Franklin Financial
5 out of 5




Mar 16, 2020
We train and coach around a culture of kindness and quality and want everyone in our team to feel equipped to serve you as if you are family.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Please call our local office to find out if we can help.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Wow, Mr. Larry! Words can't express how grateful we are to have you as a loyal customer.
Response from 1st Franklin Financial
5 out of 5




Mar 6, 2020
Friendly service is our commitment to you.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Thank you for giving us a try!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Words do not suffice to express how grateful we are for your review.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We are glad to know your experience was positive.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Gracias!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We look forward to your next visit and will once again work hard to earn your endorsement.
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
Know that we are thankful for the trust you have placed in us. We are working extra hard to always push ourselves to deliver the best possible service!
Response from 1st Franklin Financial
5 out of 5




Mar 5, 2020
We know that you have options and we are tremendously happy you picked us.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Thank you for your feedback, Michael. We appreciate your business.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Know that we are here to serve you and will always try our best.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
We are looking forward to your next visit!
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
Everyone here is working hard to deliver first class service to inspire you to continue visiting us. We hope we have the privilege to serve you for many years to come.
Response from 1st Franklin Financial
5 out of 5




Mar 4, 2020
It is great to know that we were able to provide you with the highest levels of service. Our objective is that every customer that walks through our doors is able to have a similar experience.
Response from 1st Franklin Financial