Branch Locations
1st Franklin Financial
Seneca
Seneca
1st Franklin Financial Seneca
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
103 Applewood Center Place
Seneca, SC 29678
US
(864) 885-1500(864) 885-1500
Hours:
Day of the Week | Hours |
---|---|
Monday | 8:30 AM - 5:30 PM |
Tuesday | 8:30 AM - 5:30 PM |
Wednesday | 8:30 AM - 1:30 PM |
Thursday | 8:30 AM - 5:30 PM |
Friday | 8:30 AM - 5:30 PM |
Saturday | Closed |
Sunday | Closed |
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
Quick approvals
Fixed payments, fixed rates
Loans from [$1,000] to $15,000*
Apply Now
Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone
Talk to one of our loan specialists one on one over the phone to get started.
(800) 700-7943(800) 700-7943

Apply at Branch
Stop by one of our branches during normal business hours for faster service.
Learn MoreIf you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL, LA, MS, SC, TN – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
5.0 out of 5.0




June 5, 2020
Excellent service every time and all the workers are always friendly and considerate
Teresa R.
Response from 1st Franklin Financial
June 5, 2020
Please know that we will always try our best to provide you with the best service possible, Teresa!
5.0 out of 5.0




March 13, 2020
We have been working with the ladys in Seneca for about 10 years they have always went above and beyond to help us
Karyle L
5.0 out of 5.0




March 6, 2020
Best customer service anywhere. Five stars.
Jeffery S.
Response from 1st Franklin Financial
March 6, 2020
We are hard at work to make our business the business of choice for those who appreciate service excellence.
5.0 out of 5.0




March 6, 2020
GOOD PEOPLE HAVE HELP ME WEATHER A TOUGH TIME
Louis S.
2.0 out of 5.0




March 6, 2020
I called 3 times to call and try and get lower price and longer time to pay. I was told your manager would have to do it or not and you would call me back with and answer. Not any time did you do that. I will not get anyone.
Terri G.
5.0 out of 5.0




March 6, 2020
Excellent.
Louis M.
5.0 out of 5.0




March 5, 2020
The staff in this office an location are the best hands down
Thomas W.
5.0 out of 5.0




March 5, 2020
I’ve been a customer of 1st Frankin for about 6 years now . Anytime I’m in a finical bind they find a way to help me out. I would rather deal with them than a bank because their nice while helping you . I would recommend them to anyone!
Charles M.
5.0 out of 5.0




March 5, 2020
Great customer service and friendly staff.
Chrystal C.
5.0 out of 5.0




March 5, 2020
Great
Joy C.
5.0 out of 5.0




March 4, 2020
Personal service was super and employees were knowledgeable and competent.
Nancy B.
5.0 out of 5.0




March 4, 2020
Staff always exceeds what is expected of them!
Theresa D.
2.0 out of 5.0




March 4, 2020
I called your company and tried to take a longer time to pay it of. I called 3 times and was told that you had to have the manager and call me back. Did not receive my call back in 3 times.
Terri G.
5.0 out of 5.0




March 4, 2020
Luv all the folks there. They have always been courteous and friendly
Melinda M.
5.0 out of 5.0




March 4, 2020
Always helpful, friendly and polite. Seneca office really cares about their customers. Would recommend anytime and have.
Patti L.
4.0 out of 5.0




March 4, 2020
Friendly and great customer service
Melissa B.
5.0 out of 5.0




March 4, 2020
Excellent staff at your Seneca branch!!
Angela S.
5.0 out of 5.0




March 4, 2020
always fast, great service, friendly people.
Jack Z.
5.0 out of 5.0




March 3, 2020
Great people provided easy and hassle free loan experience
James T.
5.0 out of 5.0




March 3, 2020
Excellent customer service and staff!!
Angela S.
Displaying 1 out of 20 reviews