Branch Locations
1st Franklin Financial
Rock Hill
Rock Hill
1st Franklin Financial Rock Hill
4.7 out of 5.0
4.7 out of 5.0
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMClosed Today Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 12:30 PMClosed Today
2012 Cherry Road
Suite 102
Rock Hill, SC 29732
US
(803) 327-0070(803) 327-0070
Hours:
| Day of the Week | Hours |
|---|---|
| Monday | 8:30 AM - 5:30 PM |
| Tuesday | 8:30 AM - 5:30 PM |
| Wednesday | 8:30 AM - 1:30 PM |
| Thursday | Closed |
| Friday | 8:30 AM - 5:30 PM |
| Saturday | 8:30 AM - 12:30 PM |
| Sunday | Closed |
Our Services
For over 75 years, we have been helping people “do life.” This may include assisting with the expenses that come with a wedding, a new family addition, the remodeling of a home or some unexpected expense. While life can cost money, we are always here to help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
At 1st Franklin Financial, we offer loans up to $15,000 so you can enjoy that vacation, get back on track, get ahead, and continue doing what you like best in life!
Interested in a personal loan, debt consolidation or our Premier Loans? Let us help.
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000.
Minimum loan amounts vary by state.
State: AL – Minimum Loan Amount: $1,000
State: GA – Minimum Loan Amount: $1,250
State: LA – Minimum Loan Amount: $1,000
State: MS – Minimum Loan Amount: $600
State: SC – Minimum Loan Amount: $1,000
State: TN – Minimum Loan Amount: $1,000
Can I qualify for a loan if I have a low credit score?
If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
About 1st Franklin Financial Corporation
1st Franklin Financial Corporation is in the business of helping our friends and neighbors make their way through life with the dignity and respect they deserve. Since 1941, we have worked in local communities to provide financial solutions for our customers and their families.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
It’s been over 75 years since our founder Ben F. Cheek, Jr., made his first $34 loan; since then we’ve worked with generations of families to provide them with the funds they need when they need them the most. Today, with more than 300 loan offices in six states, we continue to offer personal loans and financial solutions so our customers can reach their goals.
Recent Reviews
4.7 out of 5.0
(24 Reviews)5.0 out of 5.0
March 8, 2020
Im so Happy that you was able to help me.
Thanks
Lachan S.
5.0 out of 5.0
March 7, 2020
nice place good people
James S.
5.0 out of 5.0
March 7, 2020
Christina is awesome at her job. She is respectful and friendly. I enjoy doing business with her.
Lavesa W.
4.0 out of 5.0
March 7, 2020
Good customer service
Wanda J.
5.0 out of 5.0
March 7, 2020
Great People and great Customer Service.
Tamiko D.
5.0 out of 5.0
March 6, 2020
Great customer service and friendly employees
Patricia M.
5.0 out of 5.0
March 6, 2020
Great people to work with
Arlene B.
5.0 out of 5.0
March 5, 2020
I have been in business with this company for five years and let’s just say the customer service is awesome! They are truly there to help you!!
Yanika G.
5.0 out of 5.0
March 5, 2020
World-class service
Brenda M.
5.0 out of 5.0
March 5, 2020
Great customer service.
Leonila D.
5.0 out of 5.0
March 5, 2020
Great service
Whitney D.
Response from 1st Franklin Financial
March 5, 2020
We are extremely grateful for your review!
5.0 out of 5.0
March 5, 2020
Wonderful hospitality!
Annette F.
5.0 out of 5.0
March 5, 2020
Great customer service
Anne B.
4.0 out of 5.0
March 5, 2020
Great staff!
Anetria H.
5.0 out of 5.0
March 4, 2020
Great customer service
Patricia M.
5.0 out of 5.0
March 4, 2020
Customer service is awesome. Everyone is so helpful and understanding. Highly recommend to friends and family!
Andrea B.
5.0 out of 5.0
March 4, 2020
Great to work with
Arlene B.
3.0 out of 5.0
March 4, 2020
1st Franklin has been there for me in my ‘time of need; However, I was a bit disenchanted when I went to make a huge payment to pay off my balance ~ t was told I didn’t need to pay in almost a year. I never was told at that point about it would be beneficial to me to pay it all early ~ I could had saved a lot that way. Yet, a couple of months before I made that huge payment I was out of work r/t surgery and had the insurance to cover me being out of work and simply forgot, when payed anyway ~ once I found out I was told that t may not be reimbursed for not using that option which left me hopeless in that area;Therefore, I didn’t seek trying to go any further which prompted me to get a loan from my job once I got back to work to try to pay you all off. I still have a small balance but wouldn’t if someone would had the courtesy to give a reminder call from time to time to remind you of the benefits you’re entitled to~ Thank you ~ Fareeda Alston
Fareeda A.
5.0 out of 5.0
March 3, 2020
Great people and customer service!
Anne B.
5.0 out of 5.0
November 4, 2019
great service
Charles H.
Response from 1st Franklin Financial
November 4, 2019
We are so glad our efforts are paying off and you had the opportunity to experience great customer service.
Displaying 1 out of 20 reviews