1st Franklin Financial
Rock Hill

1st Franklin Financial Rock Hill

4.7 out of 5.0full starfull starfull starfull starhalf star
31 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
31 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2012 Cherry Road
Suite 102
Rock Hill, SC 29732
US
(803) 327-0070(803) 327-0070
Serving Rock Hill since 1996!

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000.
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.
Our Local Dealers
We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!
Capital City Cycles
(803) 865-3200
See Offers
Greg's Fix-It Shop
(803) 327-7069
See Offers
Elite Air and Heat LLC
(803) 366-4663
See Offers
B and G Heating and Air Conditioning
(803) 328-1050
See Offers
Leonard's Building and Truck Accessories - Rock Hill
(803) 324-8168
See Offers
Norman Hege Jewelers, Inc.
(803) 327-7850
See Offers
Palmetto Outdoor Solutions, LLC
(803) 274-5753
See Offers
Rock Hill Powersport
(803) 630-3248
See Offers

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
1 Star
2 Star
3 Star
4 Star
5 Star
Leave a Review
5 out of 5full starfull starfull starfull starfull star
Oct 27, 2022
Great experience, everything was fast and easy! Nicolette, and everyone there were so nice and friendly.
Annette J.
5 out of 5full starfull starfull starfull starfull star
Jul 7, 2022
Amazing staff and so convenient. Jessi Honeycutt, and all the other ladies in the office have always been so friendly, patient, and helpful!! I will always come back to this location if I ever need another loan.
Rebekah F
5 out of 5full starfull starfull starfull starfull star
May 20, 2022
Nicolelette was amazing and the staff were very friendly.
Mistie A
5 out of 5full starfull starfull starfull starfull star
Apr 19, 2022
Nicolette was very wonderful and was very helpful. She was very patience and explained everything. Very knowledgeable.
Domonique M
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2022
Great experience. Very Quick and polite. Welcoming! Got a loan in a timely manner. Highly recommend.
Mindy
5 out of 5full starfull starfull starfull starfull star
Mar 2, 2022
This is by far the best loan place and such good sweet employees working there...they where so kind and sweet and regardless of my credit they still found a way of helping me...this is the best loan place and they also offer many other options that can help as well, if I could give more stars, I would!!!
Jessica G.
5 out of 5full starfull starfull starfull starfull star
Oct 5, 2021
Great customer service & friendly staff.
Olajuan D.
Thank you for leaving a review for our Rock Hill office, Olajuan!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Im so Happy that you was able to help me. Thanks
Lachan S.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
nice place good people
James S.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Christina is awesome at her job. She is respectful and friendly. I enjoy doing business with her.
Lavesa W.
4 out of 5full starfull starfull starfull starempty star
Mar 7, 2020
Good customer service
Wanda J.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great People and great Customer Service.
Tamiko D.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service and friendly employees
Patricia M.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great people to work with
Arlene B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
I have been in business with this company for five years and let’s just say the customer service is awesome! They are truly there to help you!!
Yanika G.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
World-class service
Brenda M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service.
Leonila D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Whitney D.
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Wonderful hospitality!
Annette F.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Anne B.