Our Friendly Franklin Folks are following recommended COVID safety guidelines. Our branch representatives will be wearing face masks and maintaining social distance and we are asking our customers to do the same. Thank you for your understanding.

1st Franklin Financial
Rock Hill

1st Franklin Financial Rock Hill

4.7 out of 5.0

25 Reviews

Leave a Review

4.7 out of 5.0

25 Reviews

Leave a Review

Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today

2012 Cherry Road

Suite 102

Rock Hill

SC 29732

(803) 327-0070(803) 327-0070

Serving Rock Hill since 1996!

View Nearby Locations

Hours:

Day of the Week	Hours
Monday	8:30 AM - 5:30 PM
Tuesday	8:30 AM - 5:30 PM
Wednesday	8:30 AM - 1:30 PM
Thursday	8:30 AM - 5:30 PM
Friday	8:30 AM - 5:30 PM
Saturday	Closed
Sunday	Closed

Personal loans at the speed of life.

When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.

Quick approvals
Fixed payments, fixed rates
Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More

If you need immediate assistance, call or visit a branch.

You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!

Frequently Asked Questions

What documents do I need to apply for a 1st Franklin loan?

As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.

What loan amounts do you offer?

1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250

Can I qualify for a loan if I have a low credit score?

If you have a low credit score, we can still help. We make loans to fit just about any budget.

How long does it take to get approved?

Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.

How is a 1ˢᵗ Franklin Financial loan different from a payday loan?

1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Our Local Dealers

We proudly offer select financing at the dealers listed below. Please be sure to check out their sites and support your local community!

B and G Heating and Air Conditioning

(803) 328-1050

See Offers

Capital City Cycles

(803) 865-3200

See Offers

Elite Air and Heat LLC

(803) 366-4663

See Offers

Greg's Fix-It Shop

(803) 327-7069

See Offers

Leonard's Building and Truck Accessories - Rock Hill

(803) 324-8168

See Offers

Norman Hege Jewelers, Inc.

(803) 327-7850

See Offers

Palmetto Outdoor Solutions, LLC

(803) 274-5753

See Offers

Rock Hill Powersport

(803) 630-3248

See Offers

Recent Reviews

4.7 out of 5.0

1 Star

2 Star

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5 Star

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5 out of 5

Oct 5, 2021

Great customer service & friendly staff.

Olajuan D.

Thank you for leaving a review for our Rock Hill office, Olajuan!

Response from 1st Franklin Financial

5 out of 5

Mar 8, 2020

Im so Happy that you was able to help me. Thanks

Lachan S.

5 out of 5

Mar 7, 2020

nice place good people

James S.

5 out of 5

Mar 7, 2020

Christina is awesome at her job. She is respectful and friendly. I enjoy doing business with her.

Lavesa W.

4 out of 5

Mar 7, 2020

Good customer service

Wanda J.

5 out of 5

Mar 7, 2020

Great People and great Customer Service.

Tamiko D.

5 out of 5

Mar 6, 2020

Great customer service and friendly employees

Patricia M.

5 out of 5

Mar 6, 2020

Great people to work with

Arlene B.

5 out of 5

Mar 5, 2020

I have been in business with this company for five years and let’s just say the customer service is awesome! They are truly there to help you!!

Yanika G.

5 out of 5

Mar 5, 2020

World-class service

Brenda M.

5 out of 5

Mar 5, 2020

Great customer service.

Leonila D.

5 out of 5

Mar 5, 2020

Great service

Whitney D.

We are extremely grateful for your review!

Response from 1st Franklin Financial

5 out of 5

Mar 5, 2020

Wonderful hospitality!

Annette F.

5 out of 5

Mar 5, 2020

Great customer service

Anne B.

4 out of 5

Mar 5, 2020

Great staff!

Anetria H.

5 out of 5

Mar 4, 2020

Great customer service

Patricia M.

5 out of 5

Mar 4, 2020

Customer service is awesome. Everyone is so helpful and understanding. Highly recommend to friends and family!

Andrea B.

5 out of 5

Mar 4, 2020

Great to work with

Arlene B.

3 out of 5

Mar 4, 2020

1st Franklin has been there for me in my ‘time of need; However, I was a bit disenchanted when I went to make a huge payment to pay off my balance ~ t was told I didn’t need to pay in almost a year. I never was told at that point about it would be beneficial to me to pay it all early ~ I could had saved a lot that way. Yet, a couple of months before I made that huge payment I was out of work r/t surgery and had the insurance to cover me being out of work and simply forgot, when payed anyway ~ once I found out I was told that t may not be reimbursed for not using that option which left me hopeless in that area;Therefore, I didn’t seek trying to go any further which prompted me to get a loan from my job once I got back to work to try to pay you all off. I still have a small balance but wouldn’t if someone would had the courtesy to give a reminder call from time to time to remind you of the benefits you’re entitled to~ Thank you ~ Fareeda Alston

Fareeda A.

5 out of 5

Mar 3, 2020

Great people and customer service!

Anne B.

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