1st Franklin Financial
Rock Hill
1st Franklin Financial Rock Hill
4.7 out of 5.0full starfull starfull starfull starhalf star
24 Reviews
4.7 out of 5.0full starfull starfull starfull starhalf star
24 Reviews
Open Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 1:30 PMOpen Today: 8:30 AM - 5:30 PMOpen Today: 8:30 AM - 5:30 PMClosed Today Closed Today
2012 Cherry Road
Suite 102
Rock Hill, SC 29732
US
(803) 327-0070(803) 327-0070

Hours:

Day of the WeekHours
Monday8:30 AM - 5:30 PM
Tuesday8:30 AM - 5:30 PM
Wednesday8:30 AM - 1:30 PM
Thursday8:30 AM - 5:30 PM
Friday8:30 AM - 5:30 PM
SaturdayClosed
SundayClosed
Personal loans at the speed of life.
When you find yourself in need of financial help, we offer personal loans with flexible terms to fit any budget so you can get back to what really matters — living your life.
  • Quick approvals
  • Fixed payments, fixed rates
  • Loans up to $15,000*

Apply Now

Getting the cash you need is fast and easy. We have three ways to apply to make things simple and convenient for you.

Apply via Phone

Talk to one of our loan specialists one on one over the phone to get started.

(833) 689-5626(833) 689-5626

Apply Online

Apply anytime and we’ll start your loan process the next business day.

Apply Now

Apply at Branch

Stop by one of our branches during normal business hours for faster service.

Learn More
If you need immediate assistance, call or visit a branch.
You could have the money you need to get everything back on track the same day.
In some cases, only in a few hours!
Frequently Asked Questions
What documents do I need to apply for a 1st Franklin loan?
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As part of the process, we will need a few documents to secure your loan. You’ll need valid identification, such as driver’s license, social security card or birth certificate, proof of address such as utility or phone bill, voter registration card or mortgage statement, and verifiable income such as paystub, tax return or bank statement.
What loan amounts do you offer?
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1ˢᵗ Franklin Financial offers loans up to $15,000. Our Premier Loans are available up to $10,000. Minimum loan amounts vary by state. State: AL, LA, MS, SC, TN, TX – Minimum Loan Amount: $1,000 State: GA – Minimum Loan Amount: $1,250
Can I qualify for a loan if I have a low credit score?
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If you have a low credit score, we can still help. We make loans to fit just about any budget.
How long does it take to get approved?
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Approvals are done right at the branch, so you can get your money fast. Sometimes in the same day.
How is a 1ˢᵗ Franklin Financial loan different from a payday loan?
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1ˢᵗ Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck. We offer customers short and long term installment loans with payment plans that fit each customer’s need.

Recent Reviews

4.7 out of 5.0full starfull starfull starfull starhalf star
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5 out of 5full starfull starfull starfull starfull star
Mar 8, 2020
Im so Happy that you was able to help me. Thanks
Lachan S.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
nice place good people
James S.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Christina is awesome at her job. She is respectful and friendly. I enjoy doing business with her.
Lavesa W.
4 out of 5full starfull starfull starfull starempty star
Mar 7, 2020
Good customer service
Wanda J.
5 out of 5full starfull starfull starfull starfull star
Mar 7, 2020
Great People and great Customer Service.
Tamiko D.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great customer service and friendly employees
Patricia M.
5 out of 5full starfull starfull starfull starfull star
Mar 6, 2020
Great people to work with
Arlene B.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
I have been in business with this company for five years and let’s just say the customer service is awesome! They are truly there to help you!!
Yanika G.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
World-class service
Brenda M.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service.
Leonila D.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great service
Whitney D.
We are extremely grateful for your review!
Response from 1st Franklin Financial
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Wonderful hospitality!
Annette F.
5 out of 5full starfull starfull starfull starfull star
Mar 5, 2020
Great customer service
Anne B.
4 out of 5full starfull starfull starfull starempty star
Mar 5, 2020
Great staff!
Anetria H.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great customer service
Patricia M.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Customer service is awesome. Everyone is so helpful and understanding. Highly recommend to friends and family!
Andrea B.
5 out of 5full starfull starfull starfull starfull star
Mar 4, 2020
Great to work with
Arlene B.
3 out of 5full starfull starfull starempty starempty star
Mar 4, 2020
1st Franklin has been there for me in my ‘time of need; However, I was a bit disenchanted when I went to make a huge payment to pay off my balance ~ t was told I didn’t need to pay in almost a year. I never was told at that point about it would be beneficial to me to pay it all early ~ I could had saved a lot that way. Yet, a couple of months before I made that huge payment I was out of work r/t surgery and had the insurance to cover me being out of work and simply forgot, when payed anyway ~ once I found out I was told that t may not be reimbursed for not using that option which left me hopeless in that area;Therefore, I didn’t seek trying to go any further which prompted me to get a loan from my job once I got back to work to try to pay you all off. I still have a small balance but wouldn’t if someone would had the courtesy to give a reminder call from time to time to remind you of the benefits you’re entitled to~ Thank you ~ Fareeda Alston
Fareeda A.
5 out of 5full starfull starfull starfull starfull star
Mar 3, 2020
Great people and customer service!
Anne B.
5 out of 5full starfull starfull starfull starfull star
Nov 4, 2019
great service
Charles H.
We are so glad our efforts are paying off and you had the opportunity to experience great customer service.
Response from 1st Franklin Financial